What is Auto-Invest
Gate Auto-Invest is an investment method that enables users to automatically purchase selected cryptocurrencies at regular intervals with a fixed amount and customized allocation ratios. By investing at different times, users can reduce the risk of buying at a high price compared to a one-time purchase, while a fixed investment amount helps average the cost. With the right strategy, Auto-Invest helps investors achieve their long-term goals with less effort.
As one of the most widely used investment strategies, Auto-Invest offers a convenient way for both beginner and regular cryptocurrency investors to build their portfolios without worrying about market timing. For experienced or professional investors, it provides a reliable tool for accumulating assets and diversifying risks.
Gate Auto-Invest features one-click setup, flexible portfolio adjustment, and anytime redemption, making it a true “set-and-forget” investing tool ideal for volatile markets.
Gate Auto-Invest Example
Example:
Kate is a new crypto investor who is optimistic about BTC but unsure when to buy. After learning about Gate Auto-Invest, she decided to use it for long-term investment.
On July 1, when BTC was priced at 4,000 USDT, Kate set up an Auto-Invest plan to automatically purchase 500 USDT worth of BTC at 12:00 PM on the first day of each month starting from July.
Over the next three months, BTC’s price fluctuated as shown below. By October 1, Kate had invested 1,500 USDT in total and accumulated 0.625 BTC through her Auto-Invest plan. She then redeemed all her BTC at 5,000 USDT, earning a 108.3% return.
Yield rate = (yield / input) × 100%
If Kate had invested all 1,500 USDT in BTC on July 1 at once (buying 0.375 BTC) and sold them three months later at 5,000 USDT, her yield would have been only 25%.
This example shows how a well-planned Auto-Invest strategy can help investors manage risks in volatile markets — buying more coins at lower prices and averaging costs over time. Regardless of market direction, this method helps reduce risk and simplify investing, making it especially suitable for beginners.
Auto-Invest Risks
Using the same setup as before, assume Kate continues investing 500 USDT in BTC monthly starting July 1. After three months, her total investment of 1,500 USDT results in 0.29 BTC. She redeems all BTC at 5,000 USDT, but this time suffers a 2.78% loss due to unfavorable market movement.
If she had invested all 1,500 USDT on July 1 in a one-time purchase (buying 0.375 BTC) and sold at 5,000 USDT, her yield would still be 25%.
Auto-Invest is not a principal-protected product. In fluctuating markets, it may result in floating profits or losses while averaging costs and reducing risks. When prices fall below your purchase cost, you may incur losses. In a strong uptrend or bull market, one-time investments may outperform Auto-Invest.
Investors are therefore advised to fully understand the rules and risks before participating.
Why Choose Gate Auto-Invest
- Strict coin selection: Only supports mainstream cryptocurrencies with high liquidity.
- No position management fee.
- Flexible portfolio management: Adjust currency ratios anytime based on preference.
- Precise scheduling: Supports multiple investment frequencies — daily, weekly, biweekly, monthly, and hourly.
- Instant redemption: No T+1 delay. Funds are not frozen and can be redeemed anytime.
- Optimized redemption rule: Orders are automatically placed at 99% of the market price and refreshed every 2 minutes until fully executed, minimizing market impact and ensuring optimal exit conditions.
- GT Points support: Transaction fees can be paid with GT Points.
Gate reserves the final interpretation right for this product.
