XRP. It's this digital asset thing built on the XRP Ledger. Open-source, decentralized blockchain stuff. As of October 18, 2025, it's trading at $2.337. Pretty big market cap - $140.16 billion. Ranks 5th in the crypto world. The XRP Ledger? It's fast. Cheap too. Designed for payments. Transactions take like 3 seconds. Cost? A measly $0.0002. Can handle over 1,500 transactions per second. Kinda impressive for global payments, if you ask me. Some key features: Speed's a big one. 3-5 seconds to confirm. That's quick. Costs next to nothing. Fractions of a cent. Scalability's there. 1,500+ transactions per second. Not bad. Energy-wise? Carbon-neutral. Uses way less than those proof-of-work chains. Built for payments. Cross-border stuff, remittances. That's its thing. XRP's like a bridge currency. Helps exchange different currencies seamlessly. Useful for banks and payment providers. Quick and cheap cross-border transfers. Ripple created it, but now? It's decentralized. Open-source. Global community keeps it going. Price has gone up. 329.71% in a year. Not too shabby. Still below its all-time high though. $3.65 back in July 2025. It's risky, like all crypto. Price swings can be wild.