Traditional banks have officially obtained cryptocurrency trading licenses! The U.S. Office of the Comptroller of the Currency has just approved nationwide banks to conduct "zero-risk" digital asset trading.
How does it work? Banks act purely as intermediaries—when Client A wants to buy cryptocurrency, the bank simultaneously buys from Client B and completes the settlement, without holding any coins on its books. This model completely isolates price volatility risk and is easier for regulators to accept.
This signal is quite significant. Traditional financial institutions can finally participate in cryptocurrency trading legally, marking a major step forward in industry standardization. For ordinary investors, they might no longer need to register accounts on various trading platforms; they can directly buy and sell Bitcoin within their familiar banking apps, ensuring both fund security and compliance.
Behind the regulatory green light, there is actually a trend: digital assets are moving from the periphery to the mainstream financial system. As banks start to enter this space, large-scale adoption of cryptocurrencies is really not far off. What changes do you think this will bring?
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RugPullProphet
· 7h ago
Uh, this zero-risk model sounds like a way to fool retail investors. If the bank profits from the spread, who will compensate for the orders?
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JustHereForMemes
· 8h ago
The banks' moves are indeed brilliant, but I have to say they are still a bit conservative.
Wait, zero-risk intermediary model? It feels like just a way to launder traditional finance.
The bank's move into crypto is finally happening, truly changing the game.
Now even my mom can buy coins on the bank app haha.
But I still trust exchanges more; the "compliance" of banks sometimes just means restrictions.
That being said, this is really the inevitable trend, isn't it?
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NewDAOdreamer
· 8h ago
Bank acting as an intermediary? That's a bit funny. Isn't it just a covert way of collecting fees?
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ShitcoinConnoisseur
· 8h ago
This move by the bank is quite clever; the pure intermediary model indeed mitigates risk... but I just want to ask, who will ensure liquidity?
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FloorSweeper
· 8h ago
nah this "zero risk" stuff is the biggest weak signal i've seen all month, they're literally just becoming order matching bots lmao... where's the alpha in that?
Traditional banks have officially obtained cryptocurrency trading licenses! The U.S. Office of the Comptroller of the Currency has just approved nationwide banks to conduct "zero-risk" digital asset trading.
How does it work? Banks act purely as intermediaries—when Client A wants to buy cryptocurrency, the bank simultaneously buys from Client B and completes the settlement, without holding any coins on its books. This model completely isolates price volatility risk and is easier for regulators to accept.
This signal is quite significant. Traditional financial institutions can finally participate in cryptocurrency trading legally, marking a major step forward in industry standardization. For ordinary investors, they might no longer need to register accounts on various trading platforms; they can directly buy and sell Bitcoin within their familiar banking apps, ensuring both fund security and compliance.
Behind the regulatory green light, there is actually a trend: digital assets are moving from the periphery to the mainstream financial system. As banks start to enter this space, large-scale adoption of cryptocurrencies is really not far off. What changes do you think this will bring?