2025 is coming to an end. Let's review the impressive achievements of on-chain reinsurance capitalization this year.



The most direct numbers speak for themselves: premium underwriting amount reached $191 million, with a solid combined ratio of 92%, indicating that risk control and profit models are functioning well. There were 16 reinsurance transactions completed, an 80% increase year-over-year, showing a clear rise in market enthusiasm. The scale of on-chain capital tokenization surpassed $100 million—this indicates that traditional insurance capital is gradually entering the on-chain ecosystem.

Behind the data, this is a microcosm of the deep integration between Web3 and the traditional insurance industry. It is no longer just conceptual hype but real commercial transactions and capital flows.
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CascadingDipBuyervip
· 01-06 17:18
$191 million in coverage is indeed a significant amount, but the question is, will this capital really stay on the chain? --- A 92% combined ratio sounds stable, but I still feel traditional insurance giants are just watching from the sidelines... --- 16 transactions with 80% growth sound exciting, but compared to traditional insurance, the total transaction volume is still a drop in the bucket. --- Is the on-chain reinsurance profit model running smoothly? I need to see if this is just a false boom in a bear market. --- Capital tokenization has surpassed $100 million. Can they exit now or continue to lock in the position? --- Web3 insurance might really be no longer just hype this time, but whether risk management can truly keep up is the key. --- $191 million sounds large. Ask about the average monthly transaction activity—has the data been smoothed out? --- A 92% combined ratio is stable, but how long can it be maintained with such extreme volatility on-chain?
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NotAFinancialAdvicevip
· 01-05 21:02
Wow, a 92% overall ratio? Now that's a real profit model, unlike some projects that just talk big.
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failed_dev_successful_apevip
· 01-05 21:00
$191 million in premiums, a 92% combined ratio. This time, it's the real deal, not just on paper.
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GateUser-c802f0e8vip
· 01-05 20:52
$191 million in coverage, a 92% combined ratio. These numbers are really solid; at least it's not just talk.
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ReverseTrendSistervip
· 01-05 20:51
$191 million in premiums, 92% combined ratio... This data really isn't bragging Traditional insurance is finally willing to get involved, Web3 is really changing something this time 16 transactions doubled, it seems everyone is betting on on-chain reinsurance A 92% ratio that’s ridiculously stable, is this really a working model or just too smooth data? $100 million tokenization scale surpasses $1 billion... Insurance capital is really here
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