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2025 is coming to an end. Let's review the impressive achievements of on-chain reinsurance capitalization this year.
The most direct numbers speak for themselves: premium underwriting amount reached $191 million, with a solid combined ratio of 92%, indicating that risk control and profit models are functioning well. There were 16 reinsurance transactions completed, an 80% increase year-over-year, showing a clear rise in market enthusiasm. The scale of on-chain capital tokenization surpassed $100 million—this indicates that traditional insurance capital is gradually entering the on-chain ecosystem.
Behind the data, this is a microcosm of the deep integration between Web3 and the traditional insurance industry. It is no longer just conceptual hype but real commercial transactions and capital flows.