2026-01-09 11:30:50

BNB Chain's recent ecosystem explosion has truly provided many people with opportunities to make a fortune. Lista DAO, leveraging a combination of liquid staking and CDP mechanisms, has become a popular player in the blue ocean of DeFi lending.

What’s the most attractive? The borrowing interest rate is pushed down to the 1-5% level. You only need to use mainstream assets like BTCB and ETH as collateral to borrow USD1 stablecoins, then head over to a leading exchange’s wealth management page to harvest activity yields of 20% APY. The spread in between easily approaches 19%. Sounds a bit exaggerated? But the data is right there.

How to play most cost-effectively? Let’s break it down into levels.

The simplest route for beginners is to choose BTCB collateral — with interest rates at 1-2%, combined with the exchange’s 20% high yield, netting a spread of directly 19%. The threshold isn’t high either; starting with 0.1 equivalent BTCB is enough, very accessible.

If you have ample funds, you can upgrade your strategy. ETH (in wBETH format) or BNB (in slisBNB form) are worth trying, with borrowing rates floating between 1-3%. Here’s a little trick — choosing slisBNB for BNB, which can also stack 4-6% staking rewards, is like “staking + spread” double whammy, doubling your returns. ETH has different advantages; its volatility is relatively mild, liquidation risk is lower, suitable for players willing to invest over $5,000 to steadily build their position.

The actual operation isn’t as complicated as it seems. The first step is preparation: switch your wallet to the BNB Chain network, deposit the assets you want to collateralize, and keep some on-chain interaction fees ready. The second step is to go into the official app, connect your wallet, find the lending page, deposit your assets, and as long as the collateral ratio stays above 150%, you’re good… Then just wait for the earnings to come in.

Once this logic is understood, even beginners can quickly get started. No need for professional background; as long as the arbitrage logic is clear, the operation becomes very straightforward.

BNB-1,45%

LISTA-2,94%

ETH0,42%

USD10,01%

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PseudoIntellectual

· 13h ago

19% interest spread sounds really attractive, but how is the liquidation risk calculated? Has anyone fallen into a trap? Wait, is the 20% APY activity yield long-term or just a marketing gimmick? As a newcomer, if I start with 0.1 BTCB, can I really make a profit? Are market fluctuations a concern? The stacking yield from slisBNB combined with staking sounds good, but does the risk also multiply? Is the lista project reliable? Could the ecosystem suddenly collapse one day? How long can the BNB Chain hype last? Will it become just a flash in the pan? The operation looks simple, but with a 150% collateral ratio set so tightly, is the liquidation distance sufficient?

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MoonWaterDroplets

· 01-09 12:00

Wait, is 20% APY really true? Feels like a pie in the sky. Is this thing lista reliable? I’ve only heard about it once. Another story about a 19% spread, is this one a scam again? I always feel something’s off with the cdp mechanism. Why is the liquidation risk so low? Starting from 0.1 BTCB? How long do I, a poor guy, need to save? SLIBNB stacking staking yields sound amazing, but what about the risks, everyone? Practically, a 150% collateralization ratio is stable. Have you tried extreme market conditions?

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GasFeeTherapist

· 01-09 11:59

A 19% spread sounds too good to be true, but what about liquidation risk? Is anyone discussing this? --- The staking stacking with slisBNB still has some potential, but BNB's recent surge is quite fierce, so the collateralization ratio needs to be monitored at all times. --- Starting from 0.1 BTCB? Isn't this just taking exchange financial products and putting them into DeFi? Seems like there's not much innovation. --- Wait, is 20% APY normal or is it a promotional period? These details are very important, everyone. --- The $5000 ETH threshold is a bit high, but the low liquidation risk is definitely worth considering. --- Just tinkered a bit, the on-chain interaction fees are quite painful, small players really need to do precise calculations. --- A 19% rate sounds great, but I’d only boast if I can run it stably for a month. --- Isn't this just risk-free arbitrage in DeFi? Feels a bit too perfect. --- Wallet switching, collateralization monitoring—these details are easy for beginners to mess up, don’t rush blindly. --- Lista DAO's mechanism design is quite thoughtful, but whether the team is reliable is the key.

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DeadTrades_Walking

· 01-09 11:58

19% interest spread? That number sounds a bit suspicious, but I have to give it a try. Anyway, on-chain interaction fees won't kill anyone. Last year around this time, someone was hyping something similar. What was the result? Liquidations, liquidations, and scams. Will Lista this time turn into another "Indiana Jones" adventure? It depends on how things unfold next.

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MergeConflict

· 01-09 11:43

A 19% interest spread sounds really attractive, but who tries who knows the nerve-wracking feeling of watching the liquidation line closely. Just want to ask, when will the 20% promotion on this exchange end? Do I need to run fast? The stacking staking and yield farming rewards of Lista DAO's slisBNB are indeed impressive, combining staking + arbitrage for double gains. The risk level still needs to be approached cautiously. BNB Chain is indeed starting to heat up, but don’t get too excited. The lessons from DeFi lending history are still there. It feels like this strategy is just betting that APY won't suddenly crash and that the exchange won't shut down promotions. Psychological preparedness is essential. Starting with 0.1 BTCB for beginners is indeed affordable, but once volatility kicks in, the mindset can easily collapse. A 150% collateral ratio sounds safe, but in a bull market, this leverage can easily blow up. I've seen too many people get liquidated. This logic does work, but the premise is having enough capital to handle the fluctuations. Small players often end up becoming the bagholders as they play along.

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fren_with_benefits

· 01-09 11:36

A 19% spread sounds good, but only if the exchange's promotions don't cut back. Otherwise, you'll have to switch to another platform. Wait, is this just going back to the traditional DeFi approach—arbitraging the interest rate differences and farming users? Basically, it's about the collateralization ratio. A slight market fluctuation and you'll need to top up your position. So troublesome. I just want to ask, how long can these high-yield activities usually last? Or is it the same old story—disappear after two weeks? Lista participated early on. How's the liquidity now? Hopefully, it's not another case of high activity initially and no one playing later.

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