REGULATION | Congolese Fintech, Vault Pay, Receives Full License from the Central Bank of Congo DRC

2026-01-11 03:14:53

Congolese startup, Vault Pay, has received a full license from the Central Bank of Congo DRC to execute on its playbook to provide immediate payment options, user-friendly banking services, and tailored solutions distributed via telecommunications networks.

As stated by its creators, Vault Pay’s objective is to ‘facilitate effortless integration and unparalleled possibilities by empowering telecommunications companies to directly dispense banking services.’

In 2023, as reported by BitKE, Vault Pay was selected for the Y Combinator Summer 2023 (S23) class, alongside ChowCentral, a Nigerian food delivery startup, and Eden Care, a healthcare startup that became the first Rwandan startup to join the highly-acclaimed accelerator program when it was announced in July 2023.

Vault Pay enables users to open an account in just one minute. DRC users are also able to receive their VaultPay VISA cards upon registration in 24 hours enabling them to pay and withdraw money worldwide.

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The startup is supported by:

Y Combinator
Tekedia Capital

Speaking about Vault Pay and the team, Ndubuisi Ekekwe, the Chairman of Tekedia Capital said:

“They pitched to us. I asked them – are you sure you would leave Google and Airbnb, in North America, and return to Congo DRC for this business?

The response was YES. We invested tons of money in VaultPay, CongoDRC pioneering fintech company.

Ntambwa Basambombo and Christel Ilaka showed an unalloyed passion for a country and a continent. Today, Tekedia Capital congratulates both for receiving a FULL license from the Central Bank of Congo DRC to execute the playbook.

And to all investors, we welcome you to this party. The license covers agency banking, card issuing, aggregator, payment, etc We will need your partnership. The Africa we desire must be funded, and I ask you to connect with the team, and see how you can join us at this party. They’re opening a new funding round.

I put out this post because people will tell you “risk” here, “risk” there.

But note this: everywhere has risks including New York, London, Kinshasa and everywhere. Kinshasa is open for business and Central Africa will deliver alpha. Do it and together we will create a unicorn because VaultPay is on the path for one.”

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