Guangzhou Rural Commercial Bank: Achieve a net profit attributable to parent company of 2.122 billion yuan by 2025, a year-on-year increase of 1.98%

On March 27, Guangzhou Rural Commercial Bank released its performance announcement for 2025. In 2025, the group achieved operating revenue of 15.39 billion yuan, a year-on-year decrease of 2.79%; net profit of 2.464 billion yuan, a year-on-year increase of 2.00%; and net profit attributable to shareholders of the parent company of 2.122 billion yuan, a year-on-year increase of 1.98%.

As of the end of 2025, the group’s total assets were 1.380008 trillion yuan, an increase of 17.601 billion yuan compared to the beginning of the year, an increase of 1.29%. The total customer deposits amounted to 1.008267 trillion yuan, an increase of 28.808 billion yuan compared to the beginning of the year, an increase of 2.94%. The total customer loans and advances amounted to 706.058 billion yuan, a decrease of 14.176 billion yuan compared to the beginning of the year, a decrease of 1.97%.

In terms of development quality, as of the end of 2025, the group’s non-performing loan ratio was 1.86%, the provision coverage ratio was 161.85%, and the capital adequacy ratio, Tier 1 capital adequacy ratio, and core Tier 1 capital adequacy ratio were 13.98%, 11.15%, and 9.61%, respectively. All levels of capital adequacy ratios exceeded regulatory standards, and overall risk was stable and controllable.

(Guangzhou Rural Commercial Bank)

(Editor: Qian Xiaorui)

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