These days, I see people complaining again about validators eating MEV and unfair ordering. Honestly, it makes me a bit nervous: no matter how fancy the chain is, in the end, you still need to figure out how to keep the "key" safe. Based on my own scale: for small amounts of money, don’t go for multi-signature setups that lock you out; hardware wallets plus copying your seed phrase and storing it in two places is actually the simplest. For medium amounts, I prefer 2/3 multi-signature (one hardware wallet, one backup hardware wallet, and one trusted person/device for custody), usually just use two signatures day-to-day. When it really comes to a situation where family members might need to take over, then consider social recovery, but only if you can find a reliable "guardian"; otherwise, it’s just shifting the risk from yourself to your social circle, which is pretty awkward. Anyway, don’t get sidetracked by tool terminology—first, figure out the cost of losing once versus the friction of daily operations. What I’ve learned isn’t tricks, but first admit that I will make mistakes, then keep the cost of those mistakes at a level where I can sleep peacefully.