During the global economic downturn, here are 40 practical tips for ordinary people (those who are not ordinary can ignore):
1. Be cautious when buying property; prioritize clearing excess real estate in second-tier and lower-tier cities to reduce asset liquidity risk.
2. Diversify your funds across the four major banks, with no single account exceeding 500,000 yuan; safety takes precedence over returns.
3. In a family, it’s best to keep a rural household registration as a long-term safety net.
4. Try to avoid borrowing; borrowing is easy, but repayment is the hardest part.
5. Daily diet shoul
View Original1. Be cautious when buying property; prioritize clearing excess real estate in second-tier and lower-tier cities to reduce asset liquidity risk.
2. Diversify your funds across the four major banks, with no single account exceeding 500,000 yuan; safety takes precedence over returns.
3. In a family, it’s best to keep a rural household registration as a long-term safety net.
4. Try to avoid borrowing; borrowing is easy, but repayment is the hardest part.
5. Daily diet shoul















