Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0,00 USD
XRP
XRP
XRP
$1,4
-3.04%
Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$1,4
-3.04%
Markets
Popularity
Market Cap
#4
$85,28B
Volume
Circulation Supply
$72,8M
60,91B

As of now, XRP (XRP) is priced at $1,4 per coin. The circulating supply stands at approximately 60.917.315.351 XRP, resulting in a total market capitalization of $60,91B. Current market capitalization ranking: 4.

In the past 24 hours, XRP’s trading volume reached $72,8M, representing a -3.04% compared to the previous day. Over the past week, XRP’s price -8.3% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from
Consistently one of the Top 10 CEXs since 2013
100% Proof of Reserves since May 2020
Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
More XRP Article
2026 Market Structural Trends: Why Is the PayFi Sector Leading the Decline? Resilient DeFi Protocols Emerge as Safe Havens for Capital
The recent crypto market crash has swept through the industry like an indiscriminate storm. At the center of this turmoil, the PayFi sector saw XRP plunge over 9% in a single day. Meanwhile, MYX, a rising star in DeFi, defied the trend and surged more than 6%. Capital flows are making their preferences clear, driving a fierce competition between sectors.
Hex Trust’s New Solution: How Institutions Can Safely and Compliantly Participate in the XRP DeFi Ecosystem
In Hex Trust’s latest solution for digital asset custody, the XRP market—worth over $77 billion—has found a bridge connecting traditional financial compliance requirements with the innovations of decentralized finance.
Ripple and XRP return to the spotlight as old Epstein-related allegations resurface
Ripple and its associated token XRP have once again drawn public attention after a renewed wave of online discussion brought back old allegations linked to Jeffrey Epstein.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
XRP Technical Analysis: Key Support and Resistance Levels Explained
Starting from the latest K-line chart, combined with the 24-hour price range (2.221 – 2.136 USD), this will quickly analyze the technical trend of XRP, teaching you how to grasp buying and selling opportunities, and understand the MACD, RSI, and SuperTrend indicators.
More XRP Wiki

The Latest News About XRP(XRP)

2026-02-10 19:12Coinpedia
专注于稳定币的初创公司Tempo在Neynar收购社交协议后,加入了Farcaster的创始人团队
2026-02-10 18:25Block Chain Reporter
XRP 价格预测:它能保持在 $1.15–$1.44 吗?HBAR 逐渐获得关注,而 APEMARS 统治市场,成为最...
2026-02-10 16:07UToday
代币化国库券即将登陆XRPL和RLUSD - U.Today
2026-02-10 15:22Coinpedia
XRP交易者准备迎接底部:本周需关注的三件事
2026-02-10 14:56CryptoNewsFlash
Ripple 扩展在阿联酋的合作伙伴关系,以支持 RLUSD 和 AEDZ 稳定币的流动性
More XRP News
Federal Reserve Chairman Kevin Warsh says: "If you're under 40, #BITCOIN  is your new gold."
He knows what's going to happen!!
$BTC $XRP $ETH
PARON
2026-02-10 19:20
Federal Reserve Chairman Kevin Warsh says: "If you're under 40, #BITCOIN is your new gold." He knows what's going to happen!! $BTC $XRP $ETH
BTC
-2.25%
XRP
-2.9%
ETH
-5.32%
Risk Off.. Strong Flows into Gold and Silver Funds Amid Outflows from Bitcoin
Retail investors are heavily shifting towards gold and silver exchange-traded funds (ETFs), at the expense of spot Bitcoin funds, which have experienced notable outflows recently.
The largest physically-backed gold ETF, $GLD, attracted over $16 billion in retail investor flows during the past year, while the largest physically-backed silver ETF, $SLV, saw retail inflows of approximately $4 billion.
In just the past five months, retail investors purchased more than $9 billion of $GLD, representing about 56% of the total inflows recorded over the entire year.
For $SLV, total retail investor inflows reached around $3 billion during the same period, triple the amount recorded in the previous seven months.
In the same context, global gold ETF inflows in January hit a record $19 billion, marking the strongest month ever in terms of incoming flows.
Conversely, data from the SoSoValue platform showed that spot Bitcoin ETFs recorded total outflows of $318.07 million last week, marking the third consecutive week of withdrawals. If this trend continues or worsens, Bitcoin prices could face further correction.
These data, published by KobeissiLetter, reveal a clear shift in retail investor preferences, who are now favoring gold and silver as safe-haven investments amid declining risk appetite toward cryptocurrencies.
PARON
2026-02-10 19:12
Risk Off.. Strong Flows into Gold and Silver Funds Amid Outflows from Bitcoin Retail investors are heavily shifting towards gold and silver exchange-traded funds (ETFs), at the expense of spot Bitcoin funds, which have experienced notable outflows recently. The largest physically-backed gold ETF, $GLD, attracted over $16 billion in retail investor flows during the past year, while the largest physically-backed silver ETF, $SLV, saw retail inflows of approximately $4 billion. In just the past five months, retail investors purchased more than $9 billion of $GLD, representing about 56% of the total inflows recorded over the entire year. For $SLV, total retail investor inflows reached around $3 billion during the same period, triple the amount recorded in the previous seven months. In the same context, global gold ETF inflows in January hit a record $19 billion, marking the strongest month ever in terms of incoming flows. Conversely, data from the SoSoValue platform showed that spot Bitcoin ETFs recorded total outflows of $318.07 million last week, marking the third consecutive week of withdrawals. If this trend continues or worsens, Bitcoin prices could face further correction. These data, published by KobeissiLetter, reveal a clear shift in retail investor preferences, who are now favoring gold and silver as safe-haven investments amid declining risk appetite toward cryptocurrencies.
BTC
-2.25%
XRP
-2.9%
Dan Romero and Varun Srinivasan, co-founders of Farcaster, have joined the blockchain startup Tempo following Neynar's acquisition of Farcaster in January 2026. This shift reflects a focus on stablecoin infrastructure and a renewed direction for both projects.
Coinpedia
2026-02-10 19:12
Stablecoin-Focused Startup Tempo Adds Farcaster Founders After Neynar Acquires Social Protocol
Dan Romero and Varun Srinivasan, co-founders of Farcaster, have joined the blockchain startup Tempo following Neynar's acquisition of Farcaster in January 2026. This shift reflects a focus on stablecoin infrastructure and a renewed direction for both projects.
BTC
-2.25%
XRP
-2.9%
More XRP Posts

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.
Where is the Safest Place to Buy XRP?
x
How Can I Safely Buy XRP on Gate.com?
x
How to Buy XRP for Beginners?
x
How much will 1 XRP cost in 2030?
x
What is XRP for beginners?
x