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Plume is an EVM-compatible Layer 2 blockchain dedicated to tokenizing real-world assets—including real estate, bonds, and commodities—and delivering integrated solutions for compliance, data aggregation, and liquidity. Leveraging a modular architecture and its native stablecoin, pUSD, Plume creates a composable RWA financial ecosystem that simplifies the process of bringing RWAs on-chain and facilitating their trading. This opens new opportunities for traditional assets to access decentralized finance.

Plume is a fully integrated modular Layer 2 focused on RWAfi. They have built the first modular and composable RWA-centric EVM-compatible chain, aiming to simplify the tokenization of all types of assets through native infrastructure and RWAfi-specific functionalities unified across the entire chain. Plume is developing a composable DeFi ecosystem around RWAfi, featuring an integrated end-to-end tokenization engine and a network of financial infrastructure partners for builders to plug and play.

Explore how PayFi builds an on-chain settlement network connecting stablecoin issuers, DeFi protocols, and payment merchants through a modular architecture. This article details its core mechanisms, technical architecture, and typical application scenarios, analyzing how it enhances on-chain payment efficiency, reduces costs, and enables cross-chain settlement — becoming a bridge between real-world payments and the crypto ecosystem.