XRP News Today: Price Unexpectedly Decouples from Bitcoin, ETF Attracts $900 Million

The US XRP spot ETF market has recorded net capital inflows for 15 consecutive trading days, accumulating $897.35 million and approaching the $900 million milestone. In contrast, the US Bitcoin spot ETF market saw a net outflow of $87.7 million during the same period, indicating a decoupling between XRP and Bitcoin. On the technical side, a breakout above the 50-day moving average at $2.2757 would confirm a bullish trend reversal, with a long-term target of $3.0.

ETF Inflows for 15 Consecutive Days Set Historic Record

As of the week ending December 5, the US XRP spot ETF market saw weekly net inflows of $230.73 million, pushing total net inflows to $897.35 million. This performance is especially impressive given that the XRP ETF was launched only a few weeks ago, indicating institutional investors’ interest in XRP far exceeds market expectations. Unlike the US BTC spot ETF market, which launched with 11 issuers, there are currently only 4 XRP spot ETFs, meaning the average fundraising power per product is extremely strong.

Fifteen straight days of net inflows, unaffected by market conditions, reflect the stability of institutional demand. Such sustained inflows are extremely rare in the ETF market, as newly launched ETFs typically experience several weeks of capital inflows and outflows before establishing a steady trend. The XRP ETF has maintained net inflows from day one, suggesting institutional investors have already completed due diligence and are executing pre-set allocation plans.

In contrast, the divergence between XRP and Bitcoin is stark. The US Bitcoin spot ETF market saw capital outflows during the same period, indicating institutional investors are reassessing allocation strategies. In the second half of 2025, XRPUSD fell 6.81% to $2.0807, but the XRPBTC pair rose 9.15% during the same period, despite an 8.69% decline in Q4. This relative outperformance indicates that XRP is building price momentum independent of Bitcoin.

Three Key Drivers of XRP ETF Fundraising Power

Legal Certainty Advantage: Ripple’s victory in the SEC lawsuit eliminates regulatory uncertainty, giving institutions more confidence to invest

Real-World Use Cases: The RippleNet cross-border payment network provides real utility that Bitcoin lacks

Attractive Relative Valuation: XRP’s price is only half of its historical high, while Bitcoin is near an all-time high, leaving more room for upside

Vanguard Policy Shift Opens Institutional Floodgates

Vanguard has made a significant policy shift on cryptocurrencies, now allowing its brokerage clients to trade crypto spot ETFs. The importance of this policy change cannot be overstated. Vanguard is the world’s second-largest asset manager, overseeing over $8 trillion in assets, with a client base primarily consisting of conservative long-term investors. Vanguard previously took a cautious or even resistant stance toward crypto, so this shift represents a fundamental change in mainstream financial institutions’ perception of crypto assets.

On December 2, XRP rose 6.06%, with investors reacting strongly to Vanguard’s announcement—highlighting the importance of leading asset managers in the crypto space. Such a single-day gain is unusual for XRP recently, showing the market views Vanguard’s policy as a major positive. Easier access to the crypto market, combined with a crypto-friendly regulatory environment, could boost demand for XRP and the entire market.

Notably, Vanguard’s policy shift could prompt other conservative asset managers to follow suit, creating a domino effect. If firms like Fidelity and Charles Schwab also open up crypto ETF trading, it could bring billions—or even tens of billions—of dollars of potential inflows to XRP. This level of institutional adoption is the most significant long-term news for XRP today.

OSL HK’s XRP listing expands the investor base from a regional perspective. OSL HK, a licensed digital asset platform in Hong Kong, announced the launch of XRP trading with XRP/HKD, XRP/USD, and XRP/USDT pairs, supporting both lightning and OTC trading. As a financial hub, Hong Kong’s open regulatory approach to crypto gives XRP access to a vast Asian market.

Technical Analysis: $2 Support and $2.5 Target

(Source: Trading View)

On December 7, XRP rose 0.68%, reversing the previous day’s 0.22% gain, closing at $2.0456. The token underperformed the overall crypto market’s 0.85% rise, but the key point is that it successfully held the $2.0 psychological support. After rebounding from a low of $1.8239 on November 21, XRP has consistently closed above $2.0, indicating potential bottom support.

Although XRP remains below both the 50-day and 200-day exponential moving averages (EMA), signaling a bearish technical trend, fundamentals are shifting in the opposite direction, supporting a bullish outlook. This divergence between fundamentals and technicals often precedes a trend reversal, as improving fundamentals are eventually reflected in the price, and technicals quickly follow.

Key technical levels to watch include the $2 support, secondary support at $1.9112, and bottom support at $1.8239. On the resistance side, the 50-day MA is at $2.2757, the 200-day MA at $2.4785, with other resistance levels at $2.2, $2.35, $2.5, $2.62, $2.8, $3.0, and $3.66.

If the price holds above the $2.0 psychological support, the 50-day MA will be the next target. A sustained breakout above the 50-day MA will pave the way for a test of the $2.35 resistance. Importantly, breaking above the 50-day MA would signal a short-term trend reversal. This bullish reversal will support a medium-term (4–8 week) rise toward the 200-day MA and $2.5 level.

From a wave structure perspective, as long as the price does not break below the lower trendline and $2.0, bulls can target the upper trendline. If the price continues to break above the upper trendline, it is expected to support the medium-term target of $2.5 and the long-term (8–12 week) target of $3.0. However, if it falls below $1.8239, the medium-term bullish structure will be invalidated, potentially triggering a new round of declines.

Dual Catalysts: Fed Rate Cuts and Legislative Progress

The market expects the Federal Reserve to announce a rate cut at its December 10 meeting, with further monetary easing possible in the first half of 2026, adding optimism to XRP’s outlook today. Rate cuts typically boost risk asset prices, as lower capital costs prompt investors to seek higher-yielding investments. As a high-volatility asset, XRP often benefits significantly in a rate-cut environment.

In addition to monetary policy, legislative progress is equally crucial. If the market structure bill advances in Congress, it will provide a clearer regulatory framework for crypto. Such regulatory certainty is one of the most important factors for institutional investors. Additionally, Ripple’s application for a US federal banking license is worth watching—if approved, Ripple would become the first crypto company with a federal banking license, significantly enhancing its status within the traditional financial system.

Three Short- to Mid-Term Scenarios for XRP

Bullish Scenario (60% probability): Hold above $2.0, break the 50-day MA, target $2.35 in the short term (1–4 weeks), and $2.5 in the medium term (4–8 weeks)

Neutral Scenario (30% probability): Range-bound between $2.0 and $2.35, awaiting Fed and legislative catalysts

Bearish Scenario (10% probability): Drop below $2.0 and $1.8239 support, test November lows or even lower levels

Downside risks to the bullish outlook include the Bank of Japan triggering yen carry-trade unwinding, MSCI dropping digital asset reserve companies from its indices, US Senate questioning the market structure bill, and large capital outflows from XRP spot ETFs. Any of these could drag XRP below $2 and down to the November low of $1.82.

However, under current fundamentals, strong demand for XRP spot ETFs, expectations of crypto-friendly regulation, an expanding investor base, and the Fed’s dovish stance all support a cautiously optimistic short-term outlook, with a more optimistic medium- to long-term outlook. XRP is proving its capability as an independent asset class, rather than just a follower of Bitcoin.