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A sweeping overhaul of Russia’s retail payments sector is on the horizon as the digital ruble, Russia’s [[[[central bank](#)](#)](#) digital currency (CBDC)](#), edges closer to full-scale adoption with newly proposed deadlines. Tass reported June 25 that the Bank of Russia submitted a phased rollout plan to the State Duma requiring banks and merchants to comply with digital ruble regulations starting Sept. 1, 2026.