Just saw some big news—a major statement from Bank of America this time.

Their wealth management division is directly recommending that clients allocate 1% to 4% of their assets to cryptocurrencies. Note, this is the first time BofA has so explicitly positioned digital assets as a legitimate allocation option.

**Why is this worth noting?**

Don’t get it twisted—this isn’t investment advice for retail investors. Who does BofA’s wealth management serve? High-net-worth clients, family offices, institutional investors, and the top-tier private banking clients. These people have hundreds of billions, even trillions of dollars under management.

In other words: the real big money might be about to enter the market.

**What does the 1–4% allocation range mean?**

This range is quite deliberate:
- Allocate 1%? That’s dipping your toes in, diversifying risk, no big impact.
- Allocate 2–3%? Now you’re seriously hedging and seeking growth.
- Allocate up to 4%? That basically means you’re bullish on the future.

BofA daring to make this recommendation shows that, internally, they’ve concluded crypto assets have these characteristics: long-term value, low correlation to traditional assets, positive expected returns, and manageable risk (as long as you don’t over-allocate).

**What does this mean for the market?**

First, crypto has now officially been added to the mainstream US wealth management toolbox. Before, it was “let’s research it.” Now it’s “we recommend allocating.” That’s a huge shift.

Second, high-net-worth capital could start flowing in. BTC, ETH, SOL, and other major assets should benefit first—institutions aren’t going to mess with random altcoins.

Finally, moves like this are rarely isolated events. With BofA taking the lead, other banks and wealth advisors are likely to follow. This isn’t a one-off headline; it feels more like the start of a trend.

All in all, the line between traditional finance and the crypto world just got a little blurrier.