In markets with high inflation, there's this thing called "installments at cash price," which is actually a complete financial trick.



The logic is this: The money you have today is worth much more than the money you'll have tomorrow. If inflation is high, for example, the things you can buy with 1,000 TL right now won't be available for the same 1,000 TL just a few months later.

So, those who pay in installments are actually benefiting from inflation without even realizing it. The amount they pay each month stays the same nominally, but its real value keeps decreasing. This means a loss for the seller and a hidden gain for the buyer.
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
  • Reward
  • 6
  • Repost
  • Share
Comment
0/400
POAPlectionistvip
· 22h ago
Oh man, this is the real inflation game. Sellers are still dreaming. Installment payments are basically gambling with time—whoever can hold onto purchasing power wins. The logic is actually pretty cruel... It means the poor are paying off debts now, while the rich have already enjoyed the benefits. Under high inflation, installments are really a form of invisible exploitation. The monthly payment stays the same in name, but in reality, it gets cheaper every month. Feels like this model is bound to collapse sooner or later; sellers will definitely have to raise prices to make up for it. Damn, if everyone figures out this logic, the whole consumer finance sector will be in chaos.
View OriginalReply0
InscriptionGrillervip
· 22h ago
Ha, this is the classic "undercover maneuver" during high inflation—sellers are getting fleeced but still smiling as they count their money.
View OriginalReply0
MissedAirdropAgainvip
· 22h ago
Ha, this is real inflation arbitrage. I saw through this trick long ago. In times of high inflation, buyers are the real winners; installment payments are basically free-riding. That taksit system is just another way to fleece people. The money sellers receive each month keeps losing value—there’s no way to do business like this.
View OriginalReply0
StableGeniusDegenvip
· 22h ago
This is amazing, installment payments under high inflation are basically a genius way to game the system. Wait, hold on, does that mean the sellers are being stupid? Do they keep taking losses even though they know this logic? Or... maybe they’ve already factored all this in, and it’s not nearly as simple as we think.
View OriginalReply0
RatioHuntervip
· 22h ago
Ha, that's why under high inflation, installments actually become a way to make money invisibly... Sellers are really taking a big loss.
View OriginalReply0
0xSunnyDayvip
· 22h ago
This financial game is played to perfection. Under high inflation, installment payments are really taking advantage of the system. Every payment made in installments is losing its real purchasing power, which is equivalent to the seller subsidizing the buyer... This is a brilliant move. In an era of persistent inflation, being able to borrow money actually makes you profit? It's a bit crazy, but that's the logic. Reminds me of the last wave of inflation in crypto, where those who borrowed stablecoins were secretly pleased... Now fiat money is being played the same way, for real. Feels like only a fool would pay the full amount in cash now. Paying by installments to stay afloat is the right way to go.
View OriginalReply0
  • Pin
Trade Crypto Anywhere Anytime
qrCode
Scan to download Gate App
Community
  • 简体中文
  • English
  • Tiếng Việt
  • 繁體中文
  • Español
  • Русский
  • Français (Afrique)
  • Português (Portugal)
  • Bahasa Indonesia
  • 日本語
  • بالعربية
  • Українська
  • Português (Brasil)