Traditional financial institutions want to enter the crypto market, but what's their biggest headache? It's not lack of funds, but lack of technical foundation. Building infrastructure themselves? High costs, long cycles, and great risks. But clients are already asking, "Do you have digital asset products?" Not offering them might mean being left behind by the times.

Lorenzo Protocol's answer is straightforward: don't reinvent the wheel. Just use my "engine" and slap your brand on it. Their white-label on-chain trading fund (White-label OTF) essentially packages the most complex layers—custody management, smart contract deployment, risk control systems, compliance auditing, on-chain transparency—all together. Institutions can just put their logo on it, and clients will still see "XX Bank Digital Asset Fund," while the backend runs on Lorenzo's tech stack.

The experience is also seamless. Users can enjoy the trust endorsement of a bank while genuinely holding on-chain assets. Want to transfer assets to DeFi protocols for collateralized loans? No problem, ownership remains in your hands.

The core technology is called FAL (Financial Abstraction Layer). It sounds high-level, but it's really just a "configurator." Previously, institutions had to write 10 different contract codes for 10 different strategies, testing and debugging until exhausted. Now? Just click around on the backend interface: select investment strategies, set fee structures, configure subscription and redemption rules, integrate KYC/AML modules—all done in a few hours.

Control isn’t lost either. Strategy combinations are flexible—you can opt for stable returns with volatility capture, or mix in real-world assets (RWA).