Is the US Treasury Department about to make a major move? Will financial regulation undergo a significant shift?

Just now, news broke that Treasury Secretary Janet Yellen is pushing for a reform—transforming financial oversight from "strict enforcement" to "flexible and moderate." This marks the first major change in US regulatory thinking since the 2008 financial crisis.

Let's look at some key actions:
• Policy tone shifting 180 degrees: from years of "tightening further" to "loosening when appropriate"
• Establishing a dedicated AI working group: aiming to enhance financial system efficiency with AI, while also preventing new risks AI might introduce
• Comprehensive review of existing rules: identifying which regulations have held back the economy and reevaluating them

Yellen's words are quite straightforward—those rules that are "too strict and limit growth" need to be adjusted. In other words: we can't risk stifling market vitality just to prevent risks.

What does this mean for the market?

Innovative companies may gain a more permissive environment for survival. The boundaries between traditional finance and the crypto world will become more blurred. The pace of AI application in finance could accelerate.

The Treasury Secretary personally leading the AI finance task force sends a clear signal: the US aims to seize the high ground in AI finance, but won't loosen regulations without order—they want to balance "encouraging innovation" with "controlling risks."

This is the first clear shift to a relaxed stance in 16 years, making this a noteworthy milestone. The regulatory cycle may be switching—from a long-term tightening phase to a phased easing.

Of course, Wall Street will undoubtedly support this wholeheartedly, but consumer protection organizations are beginning to worry: could history repeat itself like in 2008?

Honestly, regulation is like driving—pressing the accelerator too hard can cause loss of control, while braking too harshly can make progress impossible. The key is finding that balance point where the market remains lively but controlled.

Do you think regulatory easing is good news or a hidden risk for the crypto industry? Share your thoughts in the comments.