Saw an interesting dilemma floating around: a woman turned down a lump sum of $1M and chose $1K weekly payments instead—for life.

Naturally, the crypto crowd jumped in. One comment? "Just dump it all into BTC." Classic move. But here's the twist—plenty of people defended her decision. They argued the weekly income offers stability, removes the temptation to blow it all, and guarantees cash flow regardless of market chaos.

So what's the smarter play? Taking the million and potentially 10x-ing it with Bitcoin? Or locking in that steady $52K a year with zero risk?

Both sides have a point. The lump sum gives you control and upside—especially if you believe in long-term crypto gains. But the weekly option? It's basically a personal annuity. No strategy needed. No market stress. Just reliable income.

What would you pick?