#美联储降息 Can retail investors really make a million in a year?

Instead of constantly monitoring market trends and chasing gains or cutting losses, why not try a different approach—using a stable, cyclical trading system to replace gambler-style all-in bets. Based on my personal experience, this method centers on one word: risk control and steady growth.

It’s most suitable for mainstream coins like $BTC, $ETH, and $BNB. Avoid aircoins with low liquidity; focus only on assets with sufficient liquidity.

The method is simple, called the "Five-Quantile Rolling Gain Method."

**Step 1: Divide Funds into Five Parts**

Divide 10,000 into 5 parts; the same applies for 1 million. Always keep reserve space for adjustments—don’t expect to go all-in at once.

**Step 2: Initial Position Building**

Choose a mainstream coin with good liquidity, buy the first part at the current price. Don’t chase after rapid surges or gamble on emotions.

**Step 3: Add on Dips**

Add an amount each time the price drops by 10% to lower the average cost. The deeper the price falls, the better the opportunity to get on board. The lower the cost, the larger the base for subsequent gains.

**Step 4: Take Profits on Rises**

Sell one part immediately after a 10% increase. No greed, no hesitation—just execute this target. Consistent 10% profit accumulates into wealth.

**Step 5: Cycle Repetition**

Each sale is a new starting point. Earning 1,000 in one cycle, and repeating ten times, totals 10,000. The longer the cycle, the bigger the snowball.

Why does this logic make money?

The more you fall, the cheaper the entry; a small rise yields profit; even sideways movement can be exploited repeatedly to capture volatility gains; no need to watch the market every day—just focus on price and numbers.

This calm, disciplined player style is most effective at avoiding market noise.

**Optimizing the Rhythm**

Think 10% swings take too long? Try 5%—doubling the trading frequency, but also increasing risk—adjust based on your mindset.

Have extra funds? Allocate some to stable income financial tools, so idle money can also grow. When prices rise, profit from price differences; when falling, earn interest; sideways, still appreciate—walking on three legs.

Summary: What you lack isn’t a dream of getting rich, but a system that can be executed, reviewed, and reliably generate profits. The Five-Quantile Rolling Gain Method, in essence, is risk management plus disciplined execution. Stick with it for a year, and you’ll discover a path to profit that others will never see.