#加密生态动态追踪 Bitcoin has always been viewed by most people as a 'cold' store of value, but Falcon Finance is considering a different question: why not make BTC more flexible?

Their core idea behind the "Asset Layering" engine is this — your Bitcoin doesn't have to just sit in a wallet. Once deposited, one BTC can be divided into three different functional layers.

At the bottom is the safety foundation: your BTC remains there as an over-collateralization for the entire system, serving as the source of credit. The middle layer is the liquidity tool: smart contracts automatically mint USDf stablecoins, which you can use at will without selling your coins. The top layer is the growth engine: transferring stablecoins into sUSDf to automatically participate in various low-volatility real yield strategies, allowing your money to appreciate.

For die-hard Bitcoin enthusiasts, this logic is quite appealing — it maintains ownership and faith in BTC while upgrading from 'passively holding' to 'actively earning yields.' The $FF tokens in the system govern the core parameters of the layering mechanism, from collateral ratios to strategy weights, all decided by holders.

From another perspective, this also boosts the creditworthiness of the entire DeFi ecosystem — using Bitcoin, the most convincing asset, as the underlying layer can significantly increase the system’s stability ceiling.

If you adopted this approach, how would you allocate your Bitcoin? Would you let most of it sit in the safety layer to earn a credit premium, or actively pull some out to mint stablecoins and participate in yields? This decision essentially defines your own financial planning direction.