Latest news on USDC stablecoin: market trends, application development, and comparison analysis with USDT

The dynamics and application development of the stablecoin market are sparking a new wave of enthusiasm. The latest news on USDC stablecoin shows its market capitalization has reached $7.84 billion, ranking second worldwide. A report from Circle on stablecoin issuance indicates that USDC’s market share is growing rapidly, making it an important player in the cryptocurrency stablecoin ranking. By comparing USDC and USDT, we will explore their stability, opportunities, and risks. How do these stablecoins truly impact the crypto ecosystem, and what valuable lessons can we learn from them? Continue reading to discover more information. USDC Rise: A New Landscape in the Stablecoin Market

USD Coin (USDC), as a significant innovation in the cryptocurrency space, brings stability amidst the volatile digital asset market. The latest news on USDC shows that as of December 14, 2025, its market cap has reached $7.84 billion, ranking second globally among stablecoins, behind USDT. According to CoinMarketCap data, USDC’s 24-hour trading volume is $4.55 billion, with a circulating supply of 78.41 billion coins. USDC was launched in 2018 by the Centre Consortium in partnership with Coinbase, adopting a 1:1 peg to the US dollar, providing traders and investors within the crypto ecosystem with a reliable medium of exchange and store of value.

Market dynamics indicate that the market share between USDC and USDT, the two dominant stablecoins, is undergoing structural shifts. In March 2024, USDT and USDC together accounted for 91.6% of the market, but by October 2025, this proportion had decreased to 83.6%. Despite the overall share decline, USDC continues to show strong growth momentum. Data on stablecoin rankings reveal that USDC’s application development now covers major blockchains such as Ethereum, Solana, Polygon, TRON, and Avalanche, significantly enhancing its multi-chain compatibility and increasing usability and adoption within the crypto ecosystem.

Circle’s Global Expansion Strategy for USDC Ecosystem

Circle, the issuer of USDC, went public in the US stock market in June 2024 at a share price of $31, with the stock soaring to nearly $200 afterward, reflecting market optimism about the stablecoin industry’s prospects. News on Circle’s stablecoin issuance indicates that the company’s global expansion strategy has achieved notable success. Regarding reserve transparency, USDC employs a “100% transparent backing” model, with reserves consisting solely of cash (23%) and short-term US Treasuries (77%), audited monthly by firms like Grant Thornton, with reports released publicly. In Q4 2024, USDC’s reserve size reached $43 billion, providing ample confidence in the market.

In terms of regulatory compliance, Circle has obtained licenses such as New York’s BitLicense, EU’s MiCA, and Japan’s FSA certification, becoming the first globally recognized stablecoin approved for circulation in Japan. These regulatory achievements lay a solid foundation for Circle’s global expansion. According to the latest data, institutional holdings of USDC now account for 38%, indicating increasing recognition by traditional financial institutions of its compliance and security. Circle’s partnership with SWIFT to develop the “Digital Dollar Payment Gateway” has connected with 150 international banks, becoming an essential tool for cross-border corporate settlements. Additionally, Circle has launched EURC, a Euro stablecoin for the European market, and RWA tokenization products like USYC for physical asset digitization.

USDC vs. USDT: Who Holds the Reins

The comparison between USDC and USDT highlights key differences in issuers, regulatory systems, and transparency. USDC is issued by an American company and regulated under U.S. federal law; USDT, issued by Tether Limited, is headquartered in Hong Kong and registered in the British Virgin Islands. USDT faced investigations related to reserve transparency between 2017-2019, ultimately settling for $41 million. Although USDT maintains market dominance, its share in the EU market has sharply decreased from 12% at the start of 2024 to 5%, mainly due to being excluded from the EU’s MiCA regulatory framework.

The passage of the U.S. GENIUS Act (Stablecoin Innovation Guidance and Establishment Act) marks a significant shift in regulation. The bill may require stablecoin issuers to be federally chartered banks and limit reserves to USD and US Treasuries. If implemented, USDT, with its offshore registration, is expected to be prohibited from operating in the U.S., potentially losing 20% of its market share. In contrast, USDC, leveraging its regulatory compliance advantage, may become the only globally compliant stablecoin under the new regulatory framework.

Real-World Applications of Stablecoin Payments

Stablecoin applications have made substantive progress in the actual payments sector. Surveys show that users worldwide are widely using stablecoins for daily transactions, and more merchants are accepting USDC and USDT due to their price stability. In cross-border remittances, stablecoins provide efficient, low-cost solutions for global transfers. Users can complete cross-border transactions via internet and crypto wallets, significantly reducing traditional remittance costs—especially beneficial for users in emerging markets with high inflation or hyperinflation. USDC serves as a hedge, helping these users access USD exposure digitally, safeguarding purchasing power without holding cash.

In decentralized finance (DeFi), USDC helps reduce market volatility and improve liquidity. Many platforms support USDC deposits and use it as collateral for trading, forming a complete DeFi ecosystem. Crypto exchanges use USDC as trading pairs and quoting currencies; traders often hedge with USDC, converting high-volatility assets into USDC to lock in profits or reduce losses. While stablecoins carry risks and opportunities, the market must find a balance between regulatory compliance and innovative application development. According to Citibank’s forecast, by 2030, stablecoin market cap could reach $1.6 to $3.7 trillion, with issuers holding over $1.2 trillion in US Treasuries, making them among the largest holders of US debt.

This article explores the rise of USDC in the market, its application development, and a comparative analysis with USDT. Thanks to its widespread use across multiple blockchains and Circle’s global expansion strategy, USDC is shaping a significant transformation in the stablecoin market. The comparison of USDC and USDT in terms of reserve transparency, regulatory compliance, and market share highlights their differences. The article discusses real-world applications of stablecoins in payments and DeFi, providing insights for investors and financial institutions to understand the practical value of stablecoins. Key topics include USDC, stability, market dynamics, applications, and regulation. #USDC#