When Will the XRP Lawsuit Finally Conclude? SEC Decision Expected by Mid-August

The long-running SEC versus Ripple Labs legal battle appears poised for resolution, with industry observers increasingly confident in a near-term conclusion. The critical question on everyone’s mind—when will the XRP lawsuit end?—may finally have an answer after five years of regulatory uncertainty.

The Legal Countdown to Resolution

According to prominent XRP legal analyst Bill Morgan, the SEC is now “more likely than not” to withdraw its appeal before the August 15 joint status report deadline. This shift follows Ripple’s strategic moves: the company dropped its cross-appeal and deposited the $125 million penalty into escrow, effectively removing obstacles on its side of the table.

The apparent delay in the SEC’s formal dismissal isn’t a sign of hesitation—it’s largely procedural. Former SEC attorney Marc Fagel and other legal insiders have clarified that an internal commissioner vote must formally authorize the dismissal. This crucial vote is scheduled to take place during the SEC’s closed-door meeting on August 7. Until that vote happens and a formal withdrawal notice is publicly filed, the appeal technically remains pending, though the direction appears clear.

Why the Timeline Matters

The August 15 deadline carries significant weight in the case. Should the SEC file its withdrawal notice before this date, multiple dominoes would fall into place. The $125 million in escrow would transfer to the U.S. Treasury, and the existing injunction would stay in effect. More importantly, the regulatory gray cloud that has hung over XRP since the lawsuit’s inception would begin to dissipate.

Ripple has already positioned itself for this outcome. The company’s legal team has signaled readiness to move forward through both court filings and public statements. When will the XRP lawsuit officially end? If procedural approvals proceed as expected, the answer could come within weeks rather than months.

Market Implications and Community Response

The XRP community isn’t sitting passively—on-chain data reveals intensifying buying pressure from larger holders, suggesting institutional players are positioning ahead of potential regulatory clarity. Many anticipate that a lawsuit resolution will accelerate approval pathways for XRP-based ETFs and expand institutional adoption within the United States.

The legal finish line represents far more than case closure; it signals a transformation in XRP’s standing within American financial markets. Whale wallets and institutional flow patterns indicate genuine optimism that regulatory certainty will unlock new opportunities for the asset.

The Pivotal Moment Ahead

All attention now focuses on Washington and the SEC’s August 7 internal decision. If procedural approvals proceed smoothly, the SEC’s withdrawal filing before mid-August would end the regulatory saga that has defined XRP’s trajectory for nearly five years. The exact timing of when the XRP lawsuit concludes hinges entirely on these imminent bureaucratic steps—but the direction of travel is unmistakable.