🚀 The Wealth Pyramid in XRP – November 2025: Where Are You? 💎

Question

The latest data from the XRP blockchain reveal a fascinating landscape of token distribution. With 7.4 million active addresses, the gap between major investors and the rest has never been so visible. And here’s the interesting part: entry into the elite is more accessible than many believe.

📊 The Numbers You Need to Know Today

According to the latest on-chain analyses, XRP is distributed on the network as follows:

Mega Whales (Top 0.01%): 4,000,286+ XRP per wallet (~$8.8M USD)

Only 663 addresses control more than 5 million tokens each
These mega whales hold approximately 35% of the total supply

The Elite (Top 1%): 49,999+ XRP (~$110K USD)

A more attainable step for institutional investors and aggressive accumulators

The Winners (Top 5%): 8,067+ XRP (~$17.8K USD)

Here begins the real difference in future profitability

The Accessible Club (Top 10%): only 2,323 XRP (~$5,134 USD)

The surprise: the median is just 20 XRP, the minimum to activate an account
Over 2.6 million wallets hold minimal amounts, and new addresses are added every day

💰 Why Does This Matter to Your Wallet?

The reality is brutal but fair: with an investment of just $5K in XRP, you are already in the top 10 percentile of holders worldwide. Imagine the scenario: if XRP reaches $10 in the coming months, those 2,323 tokens become worth over $23K. A gain of 4 to 5 times your initial investment, just by being on the right side of distribution.

Meanwhile, the 663 elite addresses continue accumulating. Concentration remains high, but the growth of active addresses (now at 7.4 million) suggests that retail movement is gaining ground.

🔥 The Current Price and What’s Coming

XRP is trading at $1.93 with a +0.41% movement in 24 hours. Nothing spectacular, but the on-chain data tell a different story.

Distribution is slowly changing. The concentration in the Top 10 has decreased to 38.97%, indicating that large holders are diversifying or being diluted by new entries.

🎯 Final Reflection

Are you already in the Top 10%, Top 5%, or are you accumulating to reach the Top 1%? The question is not just how many XRP you have, but how many you need. And surprise: the number is lower each month.