What is the dumbest way to trade cryptocurrencies? It might be this set of mental models that helped me grow my account from 1,000U all the way to a million-dollar level. It’s not cool at all, but it’s stable enough, and anyone can learn it.

I use this "dumb" system, which helps me filter out most of the noise and emotional interference. The core logic is actually very simple, just four steps, progressing carefully.

**Step 1: Initial momentum screening, avoid weak assets**

I observe the cryptocurrencies that have the highest gains over the past 11 days. But this is not about selecting all of them; it’s about decisively removing those that have been declining for more than 3 consecutive days. Why? Continuous decline often indicates capital is leaving. What we want to find are assets that still have attention and are maintaining their momentum. This is the first filter.

**Step 2: Set the pattern on the monthly chart, only trade trend-following**

Switch the K-line chart to the monthly level, and focus on coins where the MACD has just given a golden cross. What does a monthly golden cross represent? A reversal of the long-term trend. It carries more weight than any short-term news. We only participate in assets that have experienced a golden cross and have not broken support on the first retest. This process requires patience, waiting for this high-confidence signal to appear.

**Step 3: Find buy points on the daily chart, only act at key levels**

The timing for buying is based on the daily chart. Anchor on a number: the 60-day moving average. When the price retraces near this key moving average and shows signals like increased volume, bullish candles, or long lower shadows indicating stabilization, then consider entering. No volume support and just forcing a buy? That’s gambling. Better to miss out than chase high.

**Step 4: Use rules for risk control, let profits run**

After entering, the 60-day moving average becomes your lifeline. Layered take-profit is key: sell one-third when profits reach 30%, sell another third at 50%, and let the remaining position ride to capture larger trend moves.

If the closing price falls below the 60-day moving average, regardless of whether you are in profit or loss, exit immediately. No fantasies, no regrets. Discipline is the prerequisite for survival.

The essence of this method is "monthly chart sets the direction, daily chart finds buy/sell points, moving averages control risk." It won’t let you catch every surge or crash, but it can greatly improve your win rate and stability. In the noisy crypto market, surviving longer and earning steadily is far more valuable than short-term excitement.