The private credit market is having quite a moment in 2025. According to reporting, deals tied to credit cards, buy-now-pay-later services, and broader consumer finance have seen explosive growth this year. It's a notable shift reflecting how traditional finance is adapting—whether through private capital flows or alternative lending structures. The scale of this expansion speaks to strong demand for these products and suggests institutional money is flowing heavily into consumer-facing financial services. For those tracking fintech trends and how traditional finance evolves, this market movement is definitely worth monitoring.