2026-01-04 04:23:32

Large financial institutions are accelerating their strategic adjustments. Recently, senior executives from Hana Financial Group stated that the traditional banking industry is undergoing profound transformation—technology-driven financial structures are evolving rapidly, and substantial capital is flowing into emerging sectors. Stablecoins are seen as a key growth engine for the future.

What is the key? It can't be passive competition within the existing framework. The group needs to build a complete digital asset ecosystem—from issuance to distribution, from usage to circulation—to form a closed loop. The true impact of stablecoins is still in the assessment stage, but proactive innovation and layout of distribution networks have become essential actions.

Deeper pressures come from structural shifts. The development of artificial intelligence and changes in capital flow patterns are reshaping the financial landscape. Profit margins in traditional banking operations are being squeezed, and institutions must expand into new areas such as investment banking, risk management, and corporate credit assessment. Reducing reliance on traditional business and seeking growth breakthroughs—this is no longer an option but a survival requirement.

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ColdWalletAnxiety

· 01-06 18:53

This is the real truth: traditional banks will die if they don't turn around; stablecoins are truly the breakthrough To be honest, Han Asia and others are now also forced with no choice The ecosystem closed-loop system... sounds great, but how does it work in practice? Who bears the risk? Artificial intelligence + on-chain finance, this wave has truly reshaped the landscape; the era of passive earning is over Why not go directly? Still evaluating, it's really a bit slow, everyone in the institutions Traditional banking is doomed if they don't pivot quickly lol Stablecoin deployment = survival instinct, to put it bluntly, that's it Big fish want to eat small fish's pie, but small fish have already built their ecosystem. What's the current situation? Basically, it's still a profit crisis; a one-second delay in turning around means being left behind Whoever moves fastest in this transition wins; there's no turning back Credit assessment is the real hot spot; traditional banks need to seize the opportunity The survival requirement is waking up to the market; it's time to turn around No innovation means death; this phrase is especially relevant in the financial circle now Thinking back to those previous claims that "stablecoins are unnecessary," now they are being slapped in the face

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UncommonNPC

· 01-06 01:45

Traditional finance is really panicking now. They haven't fully grasped stablecoins yet, and they're rushing to deploy... Basically, they're being forced to go all-in on new things. No one uses bank cards anymore; they have to rely on digital assets for their livelihood. This shift is also driven by necessity. A closed-loop ecosystem sounds nice, but it's not easy... How Hana Financial Group will proceed with this move depends on what happens next. Old business profits are being squeezed to this extent; anyone would be anxious.

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DegenTherapist

· 01-04 04:52

Stablecoins are back again. Every time, they claim to be the future growth engine. But what’s the result? Traditional banks are rushing to get a foothold, still afraid of being pushed out. The traditional financial sector’s turnaround is a bit awkward; frankly, it’s forced. The digital asset ecosystem closed-loop... sounds impressive, but can it be implemented? Do these big institutions really understand Web3? Artificial intelligence is reshaping the financial landscape, and stablecoins are building ecosystems—sounds exciting, but it’s still unclear how to make real money. Bank profits are indeed being squeezed, but rushing into new fields isn’t a magic cure either. Stablecoins are still in the evaluation stage; rushing to deploy distribution networks? It feels a bit like gambling. This is the anxiety of big institutions. Look at how long we’ve been playing on the chain. The phrase "survival requirements" in the document shows that traditional finance is really panicking.

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MetaverseMortgage

· 01-04 04:51

Stablecoins are back again, claiming to be the savior every time... Is this time really different? Traditional finance has been awakened by technology from its complacency. Well, time to start copying. Ecosystem closed-loop, distribution networks... sound impressive, but what about in practice? AI reshaping the financial landscape, I'm tired of hearing this phrase. When will it actually be implemented? Banks can only die if they don't reform, that's no lie. Another stablecoin, another digital asset... same old story. Wesleyan finance is playing with fire. If they bet right, they eat well; if they bet wrong, well... Traditional business profits are being squeezed, finally they get to feel the pressure. Are stablecoins reliable? Sincerely asking. Financial institutions are panicking, technology is crushing everything.

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DuskSurfer

· 01-04 04:48

Do stablecoins really become an engine? I think it's more about institutions being forced into passive innovation. Oh, it's that closed-loop ecosystem theory again. After listening for so many years, I still can't see it clearly. Traditional finance is really in danger, but shifting to digital assets may not be the answer... Honestly, who truly holds the initiative in this wave of change? It's a bit hard to see through. Reducing dependence and finding breakthroughs sounds easy. But how to actually operate? Artificial intelligence reshaping the financial landscape—I've heard this for a year. Stablecoins are still in the evaluation stage, yet deciding to go all-in—that's really bold. The anxiety of institutions is written all over their faces, haha. It feels like gambling—betting that stablecoins and digital assets can save lives. How far can this innovation driven by survival pressure go? Traditional banks squeeze profit margins, and in the end, they just cut retail investors.

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AirdropHarvester

· 01-04 04:43

Here we go again. Traditional finance is still playing paper games, and stablecoins should have been widespread long ago. Banks cling tightly to old businesses, deserved to be squeezed, it's time for transformation. HanA wants to build an ecological closed loop? I believe in you, but this path isn't as easy as you think. Traditional finance only just realized the need for reform? We've understood Web3 long ago. What’s the point of evaluating stablecoins? Getting in early would have been profitable. Really, big institutions always react half a beat late, which is a bit regrettable. Whoever gets the digital asset cake first will make money. Traditional banks reducing dependence? They should have done this long ago, why only now waking up? Watching them scramble is somewhat satisfying, I have to say. Stablecoins are the right path; everything else is just transitional.

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LiquiditySurfer

· 01-04 04:40

The stablecoin ecosystem closed-loop sounds impressive, but honestly, liquidity depth is the real test... Han Asia was also forced into this situation, with no other options.

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