2026-01-05 12:30:02

The story of Ethereum is far from over. The influx of institutional funds in 2025 seems to be just the beginning of a grand spectacle—the real main event might be in 2026. By then, a new wave of crypto-native banks will emerge, and these innovations are quite interesting: combining self-custody with high-yield stablecoins to significantly lower the barrier for ordinary people to experience DeFi. No more worrying about complex smart contracts, nor concerns about risks. Essentially, it’s about transforming DeFi from a playground for niche players into a part of everyday life. Once this shift happens, Ethereum will no longer be confined to a certain circle but will become a genuine part of financial infrastructure. From this perspective, the potential for the next few years is quite substantial.

ETH-0,46%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

13 Likes

Reward
13
8
Repost
Share

Comment

0/400

ChainMemeDealer

· 1h ago

If new banks emerge in 2026, will retail investors like us still be able to make a profit? Or will institutions take the first cut again?

View OriginalReply0

BlockchainBouncer

· 01-06 06:35

Will new banks emerge in 2026? Forget it, it's the same old trick. Let's see if 2025 can stabilize first.

View OriginalReply0

RetailTherapist

· 01-05 12:59

This wave of institutional entry is really just the appetizer; the main course will be the new type of banks in 2026. By then, ordinary people will also be able to play DeFi, and the barriers will be leveled. --- Honestly, if combining self-custody and high-yield stablecoins can really be implemented, the springtime for small retail investors is coming. --- The day Ethereum becomes a daily financial infrastructure, then we can truly say we have won. --- Complex contracts and the like should have been phased out of daily life long ago; finally, someone has thought of this. --- The imagination for 2026 is indeed vast, but the premise is that these new banks won't come up with new tricks to cut the leeks again. --- Institutional funds are just the prelude; the real change in the ecosystem depends on the implementation of this wave of new banks. --- Simplifying DeFi into tools that everyone can use—that's the real deal. --- Imagine Ethereum transforming from a geek toy into a financial infrastructure that everyone can access—that's truly crazy.

View OriginalReply0

SnapshotLaborer

· 01-05 12:57

2026, let's see if we can really pull it off then. I'm a bit too lazy to deal with complicated contracts anymore.

View OriginalReply0

WalletsWatcher

· 01-05 12:49

Will 2026 really be the year? I feel like I'm just making empty promises again...

View OriginalReply0

SatoshiSherpa

· 01-05 12:49

Whether 2026 can really rise or not is still uncertain, but this logic is indeed correct.

View OriginalReply0

PuzzledScholar

· 01-05 12:49

It's still early in 2026. Are you already making promises? But on the other hand, if DeFi can truly be integrated into daily life, that would indeed be a different story.

View OriginalReply0

MidnightTrader

· 01-05 12:45

What the hell is 2026? We should be accumulating now.

View OriginalReply0