2026-01-05 22:24:10

Global top asset management institutions recently issued an important statement: stablecoins are completing their transformation from peripheral tools to core infrastructure.

Their data is quite interesting. During periods of sharp price volatility across the entire crypto market, the total market cap of stablecoins has continued to hit new highs, and their market share is also steadily increasing. What does this indicate? It’s not short-term speculation, but genuine demand building up.

Looking at the current use cases of stablecoins makes this clear. Cross-border transfers become faster and cheaper, on-chain settlements rely on them as intermediaries, and in the DeFi ecosystem, collateralization and trading all depend on them. Institutional investors even treat stablecoins as "on-chain cash," and when market volatility intensifies, they become the anchor of liquidity.

From a deeper logical perspective, stablecoins are essentially building a "digital settlement system." No matter how much assets like Bitcoin and Ethereum fluctuate, stablecoins maintain high circulation and frequent usage, which shows they are deeply embedded in the entire on-chain economic operation. They provide pricing units, act as clearing tools, and serve as value intermediaries—these are all functions of financial infrastructure.

There is also a larger variable worth paying attention to. As regulatory frameworks become clearer and compliance standards gradually take shape, traditional financial institutions and payment systems will participate more and more. By then, the network effects of stablecoins could be further amplified. Their role will not be limited to the crypto market but may also become a key connector between traditional finance and the on-chain world.

In short, the identity of stablecoins is being rewritten. They are no longer just trading tools but essential infrastructure for digital finance. This reassessment process could have significant implications for the long-term development of the entire market.

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MondayYoloFridayCry

· 01-08 22:15

Stablecoins are truly different this time, evolving from tools to infrastructure, somewhat like how the internet transformed from a novelty to a necessity. --- Once regulation arrives, the traditional financial folks will finally be forced to enter the space, and then the status of stablecoins will be truly solidified. --- Talking about a digital settlement system, in simple terms, it's the crypto version of SWIFT, inevitable sooner or later. --- Wait, can those established stablecoins really withstand the test of time? It feels like competition will only get fiercer. --- I agree with the concept of on-chain cash; I've been using USDT so much that I can't do without it. --- The recent statements from major asset management institutions do carry some signaling significance, but the real test remains in compliance, which doesn't look very optimistic.

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HallucinationGrower

· 01-08 17:20

Stablecoins are really causing a stir this time, but can they truly become "on-chain cash"? The issues with USDT have been exposed for a long time; it's not too late to promote compliance once it is genuinely implemented. Once regulations tighten, these institutions will immediately run away. I've seen this happen too many times. Cross-border transfers are indeed fast, but who bears the centralized risk? Network effects are nonsense; it depends on who holds the discourse power. The current cycle's stablecoin surge is really intense, but don't forget the tragedy of Luna last time. Basically, institutions are just looking for new traffic entry points.

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pvt_key_collector

· 01-05 22:54

Stablecoins are really quietly changing the game, and this time it's finally confirmed. To be honest, I've always thought of stablecoins as that invisible chain, and now a major institution has finally spoken out. Even Bitcoin's sharp rises and falls can't shake it; that's true power. If traditional finance really starts to come in, USDTs might dominate the entire ecosystem. Once regulation is relaxed, stablecoins will become the real "digital dollar," and just thinking about it is exciting. It's basically slowly building a parallel financial system—whoever secures the position first wins.

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FunGibleTom

· 01-05 22:54

Stablecoins have indeed become popular, but the real show is still waiting in the wings. --- Once regulation is implemented, USDT and other veteran players will be squeezed out, right? --- I agree with the term "on-chain cash," but the premise is that it must withstand regulatory scrutiny. --- It's all about perception; the reason stablecoins are favored is mainly because of their high volatility. --- Institutions are stockpiling stablecoins, which is a signal. --- Deep integration? I think it's simply a lack of options. --- I believe in fast cross-border transfers, but the cost savings might be exaggerated. --- Will the amplification of network effects turn into a new risk point? --- Traditional finance entering the space might actually lock in the advantages of stablecoins.

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FlatTax

· 01-05 22:53

Stablecoins are truly underestimated; only now are institutions beginning to speak out and discuss them.

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rug_connoisseur

· 01-05 22:52

As for stablecoins, I've seen through it long ago, just waiting for big institutions to catch on. But on the other hand, the real test is still ahead. Whether they can pass the compliance hurdle smoothly is a major issue. USDT and similar tokens are already the lifeblood of the blockchain; they can't be dismantled.

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TokenCreatorOP

· 01-05 22:47

This wave of stablecoins is indeed interesting; once regulation is relaxed, they can really take off.

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Anon32942

· 01-05 22:36

Stablecoins should have been like this a long time ago; they were hacked too badly before. Wait, are these data real? We need to see who published them. That's right, but can they pass the compliance check... Will traditional finance really get involved? I'm still a bit skeptical. All the old hands in the crypto circle understand that stablecoins are a lifeline. Yeah, no problem. When liquidity dries up, stablecoins are the daddy. Network effects are indeed a variable; it depends on who can be the first to seize this wave of benefits. I just want to know which will survive in the end, USDT or USDC. Clear regulatory framework? I haha, let's wait and see. The infrastructure positioning should have been established early; it's just that the market response is slow.

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