Top Global Bank Presents XRP Price Predictions for 2026, 2027, and 2028

Source: CryptoNewsNet Original Title: Top Global Bank Presents XRP Price Predictions for 2026, 2027, and 2028 Original Link: After a turbulent 2025, XRP has begun the new year with an impressive push alongside the rest of the crypto market. XRP closed last year with an 11.54% decline despite spiking nearly 46% in the first month of the year. The bearish performance from Q4 2025 erased all the early gains and led to XRP’s first annual loss since 2022.

Standard Chartered Sets XRP Price Prediction for 2026

This new year, the crypto asset appears to have recovered all the losses from 2025, up 15.48% within just four days. XRP has since recovered the $2 psychological level, now trading for $2.12. This aligns with predictions from a major global bank, which suggested that XRP could perform exceptionally well in 2026.

Geoffrey Kendrick, the Head of Digital Assets Research at the bank, and other analysts suggested that XRP could soar to a new all-time high price of $8 in 2026. With the XRP price now trading for $2.12, this would translate to an increase of 277% from the current position.

While this target could be underwhelming for some investors anticipating two-digit prices, it still represents an impressive gain for XRP, especially if the crypto token maintains values around $8 by the end of the year. For context, the last time XRP saw an annual gain of around 277% was during the 2021 bull run, when it rallied from $0.21 to $0.83 despite battling regulatory challenges.

Other market analysts have also eyed the $8 price for XRP this year, with some forecasts from November 2025 suggesting that XRP could be heading toward this level.

XRP Price Predictions for 2027 and 2028

Meanwhile, the bank analysts also presented XRP price predictions for subsequent years beyond 2026, confirming that they expect the altcoin to maintain its gains for two more years.

Specifically, the bank predicted an XRP rally to $10.4 by 2027. The $10 target has remained a recurrent theme within the XRP community, with various analysts projecting this price level.

For the year 2028, the bank believes XRP has the potential to rally further to $12.5, representing a 489% increase from the current price. Some analysts have suggested that higher targets like $12 do not look unrealistic, citing XRP’s technical structure.

Importantly, the bank based its predictions on several bullish developments surrounding XRP. For one, the resolution of regulatory lawsuits in August 2025 removed legal setbacks XRP faced. Moreover, institutional adoption has materialized in the form of XRP ETFs. These products, which launched in November 2025, have now attracted significant net inflows.