Self-custody earnings break new ground in emerging markets, GOAT Network and DitoBanx launch a 100,000-user pilot in Mexico

GOAT Network and Latin American fintech platform DitoBanx’s collaboration targets a long-overlooked market pain point: how to enable emerging market users to both hold their own Bitcoin and earn yields. According to the latest news, the Bitcoin self-custody yield pilot launched in Mexico by both parties will cover over 100,000 users, which is a significant scale in the crypto space.

How to Resolve the Contradiction Between Self-Custody and Yield

Bitcoin users have long faced a dilemma: either store their coins on exchanges to earn yields but lose self-custody rights, or hold their coins privately but cannot earn returns. This partnership breaks through this barrier by introducing GOAT Network’s Safebox product within DitoBanx’s regulated mobile app.

Key Innovation in Product Design

• Users complete fiat onboarding and compliance processes on DitoBanx, but assets remain in self-custody at all times
• Yields are paid in Bitcoin, supported by GOAT Network’s decentralized ordering reward mechanism
• All deposited assets are principal-protected, reducing user risk

This design is clever. It meets regulatory requirements (via DitoBanx’s compliance framework), preserves user autonomy (non-custodial structure), and offers yield incentives (rewards in BTC).

Why This Timing Is Critical

The current Bitcoin market environment is relatively friendly. As of January 6, 2026, BTC price stands at $94,006.28, up 7.99% over the past 7 days, with a market share of 58.32%. Against this backdrop, interest among emerging market users in Bitcoin is also rising.

Users in Mexico and Latin America face unique needs: risks of local fiat devaluation, limitations of traditional financial systems, and a desire for autonomous asset management. This pilot hits these needs precisely.

Three Dimensions of Market Potential

With a pilot scale of 100,000 users, both sides show confidence in the market. While not global in scope, this number is quite substantial for a new product in a specific region. If conversion and retention rates meet expectations, it will serve as a strong validation.

Path from Pilot to Expansion

Officially, both parties plan to extend this model to other markets operated by DitoBanx. This means that if the Mexico pilot succeeds, other Latin American countries like Argentina, Brazil, and Colombia could be next.

From a product perspective, once this self-custody yield system is validated, other fintech platforms in emerging markets may adopt similar models. This is a positive signal for the industry—indicating that combining self-custody with yield is no longer a technical challenge but a business model question.

Summary

The core value of this collaboration lies in solving a structural problem through product innovation rather than compromise. For GOAT Network, it’s a real-world validation of its technology; for DitoBanx, it’s an upgrade to user experience; for emerging market users, it’s a better Bitcoin holding solution. The pilot scale of 100,000 users is sufficient to test the feasibility of the model, and future expansion plans leave room for growth. In the context of a stable and improving BTC market, such innovative services are timely.