XRP Spot ETF sees nearly $20 million in net inflow in a single day; what signals are behind institutional continuous accumulation

According to the latest news, the US XRP spot ETF experienced a total net inflow of $19.12 million on January 6th, Eastern Time. Although this figure is less eye-catching compared to the daily average inflow of Bitcoin ETFs, the sustained capital inflow reflects ongoing institutional investor interest in XRP, especially as policies and application scenarios become clearer.

Specific Performance of ETF Capital Inflows

Based on data, yesterday’s XRP spot ETF capital inflow was mainly driven by two products:

Franklin XRP ETF (XRPZ) ranked first with a single-day net inflow of $7.35 million, bringing its total net inflow to $272 million. Canary XRP ETF (XRPC) ranked second with a single-day net inflow of $6.49 million, with a total net inflow of $390 million.

As of press time, the total net asset value of XRP spot ETFs was $1.62 billion, with a cumulative net inflow of $1.25 billion. This indicates that institutional funds entering XRP through the spot ETF channel have already formed a considerable position within a relatively short period.

Compared to Other Cryptocurrency ETFs

To understand the significance of this number, it needs to be viewed within a broader market context:

Although XRP’s single-day inflow is much smaller than BTC’s, the accumulated inflow of $1.25 billion is enough to demonstrate increasing participation from institutional investors. Especially considering that the XRP spot ETF was launched relatively late, this growth rate is noteworthy.

Factors Driving Institutional Attention

Improved Regulatory Clarity

Relevant information shows that Gottfried Leibbrandt, former CEO of SWIFT, recently stated that once regulations are established, SWIFT will welcome the integration of XRP. This is an important signal—traditional financial infrastructure, which was previously cautious about cryptocurrencies, is now beginning to seriously consider XRP’s application in cross-border payments.

This attitude shift is not happening out of thin air. Ripple’s ongoing efforts in cross-border payments, coupled with the gradual clarification of US regulatory environment, are changing institutional investors’ risk assessments of XRP.

Market Participants’ Optimism

Industry insiders are also sending positive signals. Nate Geraci, President of The ETF Store, pointed out that over 130 cryptocurrency-related ETF applications have been submitted to the SEC, with multiple trends expected by 2026, including growing market interest in SOL and XRP ETFs.

XRP’s Market Performance

From a price perspective, XRP has fallen 4.76% in the past 24 hours but has gained 21.01% over 7 days and 9.92% over 30 days. Its current market cap ranks 4th, at $13.776 billion, with a market share of 4.34%. This relatively stable performance and market position provide a foundation for institutional capital inflows.

Personal Viewpoint

From the perspective of ETF capital inflows, XRP is experiencing a transition from retail attention to institutional allocation. The nearly $20 million daily inflow may seem modest, but it reflects a continuous, systematic process—institutions are building positions through regulated ETF channels.

The sustainability of this inflow depends on several key factors: further clarification of regulatory frameworks, actual progress in Ripple’s cross-border payment applications, and XRP’s price stability. Currently, these conditions are moving in a favorable direction.

Summary

The single-day net inflow of $19.12 million into XRP spot ETFs, while not particularly large, signifies an increasing recognition of this asset by institutional investors. The accumulated inflow of $1.25 billion and the ongoing growth trend indicate that XRP is attracting more and more institutional funds.

Key driving factors include improved regulatory clarity, recognition of XRP’s application prospects by traditional financial institutions, and growing market interest in XRP ETFs. Future focus should be on whether this inflow can be maintained and whether Ripple’s actual progress in cross-border payments can meet market expectations.