Recently, a major news has been circulating in the crypto world— the family enterprise of a top political figure, World Liberty Financial, is seeking a U.S. banking license and plans to officially launch in 2025. This is not just about obtaining an ordinary banking license, but about integrating **cryptocurrency, digital payments, cross-border settlements** into a comprehensive financial ecosystem.

Why is this so explosive? Let’s break it down.

**The Collision Between Traditional Finance and the Crypto World**

This is a classic example of a "cross-industry entry" approach. In the traditional financial sector, digital banks like PayPal and Revolut are thriving, but they have never combined such a background. Once this license is approved, the entire industry will have to reassess the positioning of digital assets within mainstream finance.

**Significance of Policy Signals**

If approved, this could indicate a shift in the attitude of U.S. regulators toward the compliance of cryptocurrencies. It’s important to note that regulators are traditionally very cautious, and lessons from the FTX incident are still fresh. But once the door opens, the subsequent process of industry standardization could accelerate significantly.

**User Base and Market Potential**

Don’t underestimate the influence of this team. When it comes to promotion channels and brand recognition, this group already has a strong foundation in the U.S. market. This means the adoption rate of crypto assets and digital payments could accelerate several times faster than originally expected.

**Real-World Challenges**

However, obtaining this license is still a long road ahead. The complexity of the U.S. financial regulatory system is beyond imagination, especially when crypto business accounts for a large proportion—approval processes are often subject to strict scrutiny. Additionally, traditional large banking institutions will likely exert pressure through various channels, which is a common form of industry resistance. Political factors are also unpredictable—approval procedures could be delayed indefinitely for various reasons.

**The 2025 Turning Point**

Assuming everything goes smoothly, we might truly see a new financial ecosystem take shape. Ordinary users will have access to entirely new payment tools, crypto payments could become as commonplace as mobile payments, and digital assets like Bitcoin might see new valuation discoveries driven by this new concept.

This event could have a far-reaching impact on the entire industry, likely exceeding current expectations. 2025 may indeed become a pivotal year for redefining the boundaries between the crypto world and traditional finance.