USD1 can lock in a fixed annual return of 20% in a simple wealth management product on a major exchange. How does this calculation work for users holding SolvBTC? Let's break it down together.

The core idea is straightforward: lend USD1 on the ListaDAO platform at an annual interest rate of about 5%, then deposit the borrowed USD1 directly into a wealth management product on a major exchange. Meanwhile, holders of SolvBTC or xSolvBTC can also borrow USDT (with an annualized rate of 3.9%-5%) or USDC (similar interest rates) from the Venus Protocol core pool, transfer the borrowed funds into wealth management, and then exchange back into USD1 for continued appreciation.

Currently, the market trading price of USD1 and USDT is around 1.002, resulting in an approximate premium of 0.2%. This makes the actual annualized return about 17.6%. After deducting a 5% borrowing cost, the net profit is roughly 12.6%, which, when converted into SolvBTC valuation (assuming a 50% collateralization rate), is about 6.3%.

This mechanism has been particularly active recently, with the entire activity cycle set within 30 days. For users seeking stable returns, this operational process offers some valuable insights.