XRP的双重身份：13亿美元ETF热潮vs150亿美元支付网络

2026-01-08 21:40:09

【币界】XRP ETF上线不到两个月，管理资产规模就飙升到13亿美元，累计吸纳了超过7.46亿枚XRP。这个数字本身很说明问题。

但真正有意思的是另一端——Ripple的按需流动性(ODL)支付层。2024年这套系统处理的跨境交易量突破150亿美元，相比前一年增长了32%。这不是炒作，是实打实的支付流量。RippleNet目前连接了300多家金融机构，其中约40%已经在使用ODL做跨境结算。

换句话说，XRP现在面临一个有趣的分裂：投资者通过ETF的涌入带来的金融属性需求，和Ripple在支付结算领域的实际应用场景。前者是投机，后者是商业。两股力量同时发力，正在塑造这个资产的市场表现。

XRP3,01%

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RugpullTherapist

· 01-11 21:06

150 billion in cross-border transaction volume is real money, no matter how hot the 1.3 billion ETF is, it can't change the fundamentals.

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LidoStakeAddict

· 01-11 19:48

15 billion USD in payment traffic is truly impressive; this is the core value of XRP... The 1.3 billion USD ETF is just superficial hype.

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PessimisticLayer

· 01-11 16:25

15 billion in payment traffic is real money, but the 1.3 billion ETF hot money will set the tone even more. Let's see which side XRP will be driven up to in the end.

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gas_guzzler

· 01-11 01:08

The actual trading volume of $15 billion is overshadowed by the hype around ETFs—that's the most ironic part.

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GasGoblin

· 01-08 22:05

15 billion USD in payment traffic is the real deal, while that 1.3 billion in ETFs is just retail chasing highs.

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OnchainFortuneTeller

· 01-08 22:01

Hmm... That 15 billion in ODL is the real deal; the ETF hype will cool off sooner or later.

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SilentObserver

· 01-08 22:00

$15 billion in payment flow vs. 1.3 billion ETF hot money, this is the real comparison. --- ODL is the true way, ETFs are just here to cut leeks. --- Interesting, Ripple quietly expanding its business, retail investors are trading XRP here. --- No news about the payment network, but hype is everywhere—typical crypto market phenomenon. --- Wait, over 300 institutions are using ODL, why is XRP's price still so volatile? --- Finally someone said it—payments are the fundamentals, ETFs are just bubbles. --- $15 billion in trading volume but ignored, this is the sadness of crypto. --- Two forces are fighting, what should retail investors do? --- Payments business is so stable, why still issue ETFs to make a quick buck? --- It looks like Ripple is playing a big game, while we're still guessing ups and downs.

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bridgeOops

· 01-08 21:43

15 billion in real payment traffic vs. 1.3 billion ETF hype, this gap really can't be bridged.

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