High inflation wrecked affordability during recent years—mortgage rates skyrocketed while wages stagnated. Regular people got priced out of homeownership entirely. Meanwhile, mega-corporations with deep pockets and access to cheap capital swept up properties across the country. This housing market imbalance isn't sustainable. For real market health, we need individual buyers competing again, not institutional entities hoarding real estate as financial assets. When corporations dominate residential markets, everyday people lose.