Many people investing in wealth management can only break through at a single point or take a gamble. But on the BNB Chain, there is a way to let funds run on multiple tracks simultaneously—by using the lending platform Lista to connect staking rewards, lending arbitrage, and stablecoin yields all together.

The basic gameplay is actually simple. First, convert BNB into slisBNB through Liquid Staking, locking in the original 7.26% staking yield. This slisBNB can generate interest and also be used as collateral to borrow stablecoins. What about borrowing costs? BNB is 3.55%, slisBNB is 4.52%, USDT is 4.53%. These rates are quite friendly in the current market. The borrowed stablecoins can be supplied to liquidity pools, with USDT supply earning a stable APY of 7.75%. This cycle creates a spread that becomes your profit. Alternatively, you can also participate in other Earn products with the borrowed stablecoins to lock in higher yields.

Looking at the scale, you can see the platform's popularity—total TVL has exceeded $3.166 billion, including $712 million in lending deposits and about $490 million lent out. The platform supports a rich variety of collateral assets, such as solvBTC, wBETH, and STONE, all high-quality assets with ample liquidity, so no worries about slippage.

Recent product upgrades have been quite rapid. The built-in Swap feature allows you to quickly exchange U/USDT or slisBNB/BNB with one click, without frequently switching to other platforms. The newly launched slisBNB x can also sync with airdrops from major exchanges' HODLers and lending arbitrage. Smart Lending uses LP-style collateralization, offering higher LLTV and lower interest rates, which is friendly for users demanding high capital efficiency. veLISTA's locked tokens are automatically reinvested, with the recent weekly APR reaching 38.26%, and dividends are distributed weekly. If you're a beginner and want to keep operations simple, the Classic Zone focuses on blue-chip stablecoins, with low thresholds and easy onboarding.

Security is backed by a comprehensive set of protections. Multiple oracles—(Chainlink, Binance Oracle, Redstone—cross-verify data, while Phalcon provides 24/7 monitoring, and emergency switches are in place for urgent situations. For audits, trusted firms like Peckshield and Slowmist have been engaged. Of course, DeFi always carries volatility risks, and you need to monitor your health factor during liquidations, but for BNB holders, this combination can indeed improve asset utilization efficiency.

The 2026 strategy is also worth paying attention to. If you hold BNB and stablecoins, you might want to try this approach.