#加密货币监管政策 I see another AI investment scam being sued by the SEC. From January this year to now, exactly one year, it has defrauded $14 million. Looking at the tactics, they are so cliché: social media ads + private messages + fake trading interfaces—these three tricks have fooled a bunch of retail investors.

What I am most wary of are the names these platforms use—things like "AI Wealth Company" or "AI Investment Education Fund"—the same old tricks with a different name. Last year, I saw too many projects claiming to be AI-based, with the basic logic being: create a very professional-looking interface, spin a story about how powerful the algorithm is, and then continuously cut into new retail investors.

The fact that this case took a whole year to be uncovered shows what? The concealment ability of these scammers is improving, but more importantly, retail investors' vigilance is still too low. The real lesson is not "the SEC finally took action," but that you need to learn how to identify these yourself. Here are a few points you must remember:

**Legitimate platforms will not proactively private message you about investment opportunities**, will not push trading channels aggressively on social media, and certainly will not claim to have secret algorithms guaranteeing returns. Look at licensed exchanges—none of them would do such things.

**A beautiful trading interface does not equal fund safety**. A sleek UI can actually be a red flag because setting up a fake platform costs very little. The key is whether the platform truly has regulatory licenses, audit reports, and publicly available cold wallet addresses.

My advice in one sentence: slow down, don’t be afraid to miss out. Truly good projects can withstand your careful research, but those rushing to get you in are 100% problematic.