2026-01-11 04:24:14

I considered the investment opportunity in PayPal at the beginning of January. Looking at the financial reports, this company's performance is actually quite good, but the stock price has remained sluggish. It feels interesting, almost making me want to take action.

However, after in-depth research, I found that Wall Street's enthusiasm for it is indeed low. There are no new stories to tell, the fundamentals are decent but lack highlights, so I ultimately gave up.

Currently, credit card interest rates are being restricted by regulations, and this policy shift is expected to put pressure on PayPal's revenue. The stock may experience a decline at the Monday open. Investing is like this—sometimes you see the right logic, but timing and market sentiment are often not on your side.

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MidnightTrader

· 2h ago

Almost got on board with PayPal, luckily I didn't. The financial report looks pretty good, but the story can't be told, and Wall Street is also very indifferent. Once regulation stepped in, revenue was directly pressured, and this drop on Monday probably can't be avoided. The timing is really perfect.

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OnchainFortuneTeller

· 5h ago

Almost got on PayPal, luckily I didn't get cut, this is what you call karma.

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ForkYouPayMe

· 01-11 04:53

PayPal, huh? The fundamentals are good, but nobody's buying it. That's the most heartbreaking part... Wait, when interest rate policies move, income gets pressured? Feels like it will continue to fall afterward. Timing is really off, it's a waste. I often fall into this trap too, haha. Companies that can't tell their stories have all the institutions gone, it's tough. Getting the logic right doesn't help; as soon as market sentiment shifts, it slaps you in the face. That's why I now prefer to wait rather than chase highs. Don't get caught off guard.

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DeFiChef

· 01-11 04:42

Almost got attracted by PayPal's cheap products, luckily I didn't impulsively buy. The logic seems fine, but Wall Street just isn't convinced. Once regulation comes into play, income will be immediately exploited, and it might drop on Monday. Timing really is everything. The story isn't fresh enough, and the fundamentals are just so-so. Honestly, these kinds of tickets aren't very interesting. Wait, are credit card interest rate caps really a thing? Then the payment industry is about to be reshuffled. Almost took over, but it's better to play it safe. This is the close call that could have led to total loss. The logic is sound, but people's hearts aren't in it—this is the most heartbreaking moment for investors.

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GateUser-ccc36bc5

· 01-11 04:26

Almost got on the PayPal bandwagon, luckily I didn't get impulsive. With this policy coming, I guess we'll have to kneel.

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WhaleWatcher

· 01-11 04:25

Almost got on PayPal, luckily I held back, or I would have bought high again.

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ThesisInvestor

· 01-11 04:25

Honestly, I also watched that wave of PayPal. The fundamentals are indeed okay, but no one is willing to take over, which is a bit awkward. Regulatory hurdles and interest rates, the revenue side directly drops the ball. No wonder Wall Street has dispersed. Timing the market is really even harder than stock picking. Getting the direction right but being beaten down by emotions—that's the charm of the market...

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SolidityJester

· 01-11 04:24

Almost got on board with PayPal, luckily I didn't act impulsively... Looks like the logic is right but the timing is off.

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