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To be honest, if I hadn't cashed out 40% last round to pay off the mortgage, I probably would have lost everything. Luckily, the housing market didn't drop much because houses in Changsha aren't really worth much and never experienced a crazy surge. I bought at 8,300 per square meter for self-occupancy and basic needs.
If I had bought in other provinces, I would probably be completely亏麻了.