What is cash flow and assets?

Spending a lot of money on a luxury car with high maintenance costs every year may seem wasteful. You: This is not consumption, this is an entry ticket. It can help me quickly screen clients and build trust endorsements. As long as the resource monetization ability it brings exceeds its depreciation rate, it is a productivity tool.

Watching the numbers in the bank card and not daring to move them, saving and living frugally, only daring to deposit fixed-term. You: This seems prudent, but in fact, it is the biggest short position on the future. Inflation is a tax levied specifically on the cognitively lazy. Dead money is meaningless; liquidity is the blood.

Carrying huge loans, repaying interest every month, immense pressure. You: Debt is not scary; what’s scary is debt that doesn’t bring high-quality assets. Using others’ money to leverage your wealth, as long as the asset’s return rate beats the interest, this is the highest level of leverage.

The poor pursue certain stockpiles, the rich pursue flowing increments. True wealth is building a system that allows money to flow to you automatically.