2026-01-13 11:24:40

The savings crisis in the United States is becoming a reality.

Data shows that in Q3 2025, the net savings as a percentage of the national gross income will be only 0.1%—how severe is this figure? The net savings rate reflects the income that the country truly retains after deducting consumption, taxes, and capital depreciation. What does it mean when this number approaches zero?

The subsequent chain reactions cannot be underestimated. Consumption cannot sustain itself, and debt can only grow larger; investments by businesses and the government will inevitably be squeezed, weakening the momentum of economic growth; any external shocks—whether geopolitical tensions or market turbulence—could break through the defenses.

What is more concerning is that the last time a long-term negative savings rate appeared was after the Great Depression in 1929. The shadow of history is lengthening. For crypto assets, such macroeconomic outlook shifts often mean a recalibration of investors' risk appetite.

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StakoorNeverSleeps

· 6h ago

0.1%？Isn't that basically saying "nothing"? It cracks me up. Americans spend money faster than they save, and now they really have to rely on cryptocurrencies to survive. --- The shadow of 1929 is back. Who will be the next to collapse this time? --- Net savings rate is plummeting... Is Bitcoin about to take off? --- Overconsumption, exploding debt, black swans could knock on the door at any time. In such an environment, still want to invest prudently? Forget it, just get into crypto. --- Basically, the US is now like those "living paycheck to paycheck" folks, with nothing saved. Risk appetite recalibrated? Got it, it's time to buy the dip. --- History repeating itself is nothing new, the key is who can survive until the next cycle. --- 0.1% is data, bankruptcy is reality. --- Wait, what is this hinting at?

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WealthCoffee

· 01-13 11:50

0.1% This number, the US is really relying on its old reputation... Debt explosion is only a matter of time, and crypto is the hedging method.

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GasGuzzler

· 01-13 11:47

0.1%？ That's even less than the dust coins in my wallet haha Honestly, this wave in the US is a bit wild, debt snowballing, savings almost zero, so the bull market is coming, right? Back in 1929, there was no crypto, but now we have an export, huh?

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DAOdreamer

· 01-13 11:47

How far is the number 0.1% from zero? It feels like the Federal Reserve is just blowing air on the edge of a cliff. Wait, after the Great Depression? Isn't that hinting at something... BTC should have risen long ago. Debt keeps piling up, consumption can't support it, this bubble will burst sooner or later. Holding some coins is the way out. This is the real revaluation of risk assets. When traditional finance can't figure it out, crypto should take off. History really repeats itself; it all depends on who wakes up first.

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StableGeniusDegen

· 01-13 11:43

0.1% This number is really incredible. The US is about to bankrupt itself. The debt spiral has already started, which is why I keep saying to accumulate coins. Fiat currency devaluation is only a matter of time. History repeating? It's been over a hundred years since 1929, and people still haven't learned. Laugh out loud. This round of macroeconomic collapse might actually be a positive for crypto. The demand for asset hedging is about to explode. Savings rate 0.1% is really a joke. The next black swan could come at any time.

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GasWaster

· 01-13 11:33

0.1%? Are you really not joking? There's almost no bottom left.

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P2ENotWorking

· 01-13 11:28

0.1% is really unbearable now, isn't it just疯狂试探在印钞票的边缘吗 --- Wait, in that case, should we stock some BTC to hedge against inflation? --- The benchmark from 1929... Can the Federal Reserve achieve a soft landing this time? I'm really a bit anxious --- Consumption can't support debt but is still soaring, how is this logic self-consistent? Truly outrageous --- Recalibrating risk appetite means the crypto market is about to be dumped again, I've seen it many times --- US savings crisis = global currency devaluation = asset safe-haven rotation, can this logic hold up? --- The outrageous thing is everyone is still eating and sleeping as usual, really unaware of how deep the problems are

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MeltdownSurvivalist

· 01-13 11:27

0.1% Is this really a joke? Americans are spending their future today. How are they going to live? --- Did 1929 come again? Something's off. This time, we need some BTC to make it right. --- Consumption can't support the crazy spending. How does this logic hold... Wait, are bonds about to collapse? --- Net savings rate approaching zero sounds like losing your pants at the gambling table. Everyone can imagine what will happen next. --- Is the shadow of history lengthening? It should have been clear long ago. It's probably not too late to wake up now. --- Any shock can break through the defenses. Basically, there are no defenses at all; they are all illusions. --- The recalibration of crypto is this wave's turning point. It's really time to start allocating.

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