2026-01-13 11:41:10

#美国消费者物价指数发布在即 U.S. stocks collectively turned green today, with market risk appetite significantly increasing. The logic behind this rebound is quite interesting.

Tech stocks led the charge. $GOOGL's market capitalization officially surpassed the $4 trillion mark. The direct driver of this rally is Apple Siri's integration with the Gemini AI model—seems like the market is re-pricing the synergy effects within the AI ecosystem. Meanwhile, Walmart announced its inclusion in the Nasdaq 100, completing its transformation from a traditional retail giant to a tech valuation. Passive funds are reacting accordingly, expecting continued inflows.

Where some rise, others fall. The financial services sector came under noticeable pressure, with high-risk lending concept stocks like $UPST, $AFRM, and $SOFI experiencing a collective plunge. The underlying reason points to Trump’s new proposal to cap credit card interest rates at 10%—a policy move that directly compresses the interest margin for banks and lending platforms, forcing profit expectations for high-risk lending models to be downgraded.

The market is quickly pricing in this fact: the tech sector is enjoying a certainty premium, while financial services are under policy pressure. This is not just simple risk withdrawal but a structural reallocation of funds.

From a crypto perspective, this kind of structural revaluation in traditional finance often signals an upcoming new volatility cycle in the crypto market. The performance of $BTC, $ETH, and $XRP warrants ongoing attention—when liquidity patterns in TradFi change, the revaluation of on-chain assets' value is not far behind.

BTC4,36%

ETH6%

XRP3,62%

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Blockchainiac

· 01-13 12:11

AI eats, finance gets hit, this is what you call "some rejoice while others worry"

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WalletManager

· 01-13 12:08

Hold onto the chips, the interest rate spread in TradFi is being compressed, and on-chain opportunities are right in front of you.

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MevTears

· 01-13 11:50

AI ecosystem linkage is really a new pricing logic. These tech stocks are starting to become hard to hold onto.

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TaxEvader

· 01-13 11:47

NGL, the AI concept is repeatedly hyped up, and when the CPI is announced, it might be a different story.

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TradFiRefugee

· 01-13 11:46

AI ecosystem collaboration is indeed interesting, but it seems like the recent surge has been mostly taken by GOOGL, and others are just riding the wave. Interest rate cap at 10%? This means fintech is about to be reignited, and UPST and its peers will probably need to significantly adjust their models. Honestly, I have some doubts about the logic of bleeding from TradFi to on-chain assets. Changes in liquidity do not necessarily mean flow into crypto; it depends on the true willingness of institutions. But let's wait and see after the CPI release. This rebound feels like a combination of policy expectations and AI hype. There are structural opportunities, but you need to pick the right direction. Apple teaming up with Gemini is quite interesting; I originally thought Siri would continue to be dormant.

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