Recently started using a crypto payment card that's genuinely impressed me with its rates and perks.

The conversion rates are unusually favorable—sitting at 1 USD = ₹90.10 to ₹90.12—which beats most competitors. What makes the difference is the zero forex markup fee structure. That's the real game-changer pushing these conversion rates to the top tier.

On top of that, the premium card variant throws in a 3% cashback on all spending, which adds up quick if you're transacting regularly.

I've tested three different crypto cards side by side, and the breakdown speaks for itself. The no-markup approach combined with cashback rewards creates something worth talking about in the payment card ecosystem. If you're looking to avoid hidden fees when converting between fiat and crypto, this setup checks all the boxes.