2026-01-13 12:27:33

Today, the US stock market rebounded across the board, and market risk appetite clearly improved.

The most eye-catching development was the collective strength of technology and small-cap stocks. Google's market capitalization officially surpassed the $4 trillion mark, driven by news that Apple Siri will integrate with the Gemini AI model, leading to a revaluation of AI ecosystem synergies. Meanwhile, Walmart announced its inclusion in the Nasdaq 100, completing a "tech-driven valuation reshaping" for this traditional retail giant, with passive funds beginning to flow in.

However, not all sectors are rising. The financial services sector came under pressure, with stocks of credit card and consumer finance platforms falling sharply. A key trigger behind this is the policy proposal to cap credit card interest rates at 10%. Once this policy is implemented, the interest margin between banks and lending platforms will be compressed, and profit expectations for high-risk lending models will be downgraded accordingly.

The market is undergoing a structural reallocation of funds—technology sectors are benefiting from "certainty," while financial sectors are facing the "policy sword." This is not just simple risk withdrawal but a flow of capital toward areas with higher growth potential.

From a crypto perspective, this structural revaluation in TradFi often foreshadows volatility in the crypto market. When the rules of traditional finance are reshaped, on-chain assets and the Web3 ecosystem typically present new pricing opportunities. The upcoming US inflation data and non-farm employment figures in the next few weeks will further shape market expectations, with significant implications for Bitcoin and Ethereum's price movements.

BTC4,53%

ETH7,39%

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SilentObserver

· 10h ago

Technology eats the meat, finance drinks the soup, and the capital flow is so obvious? Feels like on-chain opportunities are coming.

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SerumDegen

· 10h ago

so basically fintech just got liquidated while big tech vacuums up all the flows... classic cascade effect when policy hits different. this tradfi restructuring always precedes the alpha leak into crypto tho ngl. watching those credit card spreads compress is just *chef's kiss* for the chain. inflation data incoming = volatility szn for sure.

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SerumSquirrel

· 10h ago

GGL breaks 4 trillion, really can't hold it anymore. The AI concept wave is coming just as it arrives, and the financial sector is being hit hard by policies.

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SchrodingerWallet

· 10h ago

Money is flowing into technology, while finance is being cut down. This is the cruelty of capitalism... Wait, could this be an opportunity for BTC?

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FalseProfitProphet

· 10h ago

Technology eats meat, finance drinks soup, this is the current situation --- Google's $4 trillion, Siri integrates Gemini... it feels like AI storytelling is about to take off again, but what about the valuation bubble? --- Credit card interest rate cap at 10%? Banks and lending platforms are overwhelmed, this policy is really harsh --- Money is re-aligning, the opposition between technology and finance is becoming more and more obvious --- Wait a minute, if this really spills into the crypto market, on-chain assets might have a play? Keep a close eye on BTC and ETH's upcoming reactions --- Walmart joins the Nasdaq? Traditional retail is starting to "technologically reshape" itself, quite interesting --- Once the policy is announced, the interest spread is squeezed to death, bank stocks are useless, this is the market speaking --- Structural revaluation, the rules of the game for TradFi are changing, Web3 is itching to move --- The US stock rebound, well, but the key is still inflation data and non-farm payrolls, those are the real decisive factors --- Financial sector takes a hit, tech sector eats meat, capital flow won't lie

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OnchainHolmes

· 10h ago

Wow, tech eats the meat while finance drinks the soup. The recent capital turnover is really fierce. Is the AI synergy being re-priced? Gemini's move to connect with Siri is indeed a signal; we need to watch how the ecosystem develops next. Once the 10% interest rate cap is implemented, the era of high-risk lending will come to an end. Banks will have to recalculate their books. This revaluation of TradFi presents on-chain opportunities? The entire market's rules are changing, and that's the most exciting part. Whether Bitcoin and Ethereum can capitalize on this wave of benefits depends on how inflation data turns out.

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