2026-01-13 12:30:59

The S&P breaks through 7000 points, looking more like an illusion than a real milestone.

Why is the stock market so resilient? New data reveals the truth. U.S. household net worth surged by $6.1 trillion in the last quarter.

But here’s a key detail—almost all of the growth comes from stock assets. What about real estate? It actually shrank by $28.7 billion.

What does this mean? The composition of American wealth is shifting dramatically. Every dip is quickly recovered, and the stock market continues to soar. The underlying logic is quite simple: household asset allocation has become highly financialized, with the stock market becoming the sole pillar supporting overall net worth.

For cryptocurrency investors, this reflects a broader phenomenon—the increasing fragility of traditional financial markets and rising asset concentration risk.

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DeFiGrayling

· 20h ago

The stock market can't support for long; all assets are concentrated in stocks, and a drop means disaster. Housing prices are also shrinking—now that's the real joke. Traditional finance is like this; we should embrace on-chain assets properly. The S&P 7000 is just paper wealth; the real wealth transfer has already begun. No matter how long the hype lasts, it's all a bubble. It's better to look more at on-chain opportunities.

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VitalikFanAccount

· 21h ago

The stock market is entirely supported by paper wealth, and real estate is still falling. Isn't this just a game of pass-the-parcel? Basically, it's one bubble after another, and they will burst sooner or later. Now, families all-in on stocks are going to suffer. Bitcoin is the real asset.

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0xSherlock

· 21h ago

The stock market is as supportable as air, but houses are shrinking in value? That logic is ridiculous. --- Damn, putting everything into stocks is the only way out, how desperate must that be? --- Wait, net assets are skyrocketing but real estate is falling? Truly hard to understand how Americans play this game. --- So the underlying logic is just a Ponzi scheme; anyone who believes it is foolish. --- Isn't this just traditional financial self-redemption, patching one wall by tearing down another? --- Crypto still needs to survive; it's much more reliable than these paper wealth games. --- Ha, each carrot has its own hole, the stock market is the last pillar, really can't hold up anymore. --- A decline in real estate value is the real signal; who can't see the problem now? --- The number 7000 points itself is telling a story, just listen.

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BearMarketSurvivor

· 21h ago

Damn, the house has shrunk by 28.7 billion? That's outrageous, piling up liquidity to inflate a stock market bubble. --- Once again, it's the Fed's magic show. Asset allocation is so out of balance that a crash is only a matter of time. --- Saying the stock market is the only pillar is too harsh, I believe it. --- Wait, so we're all betting on an increasingly fragile system? Can't hold on much longer. --- No wonder everyone is rushing in, there's nowhere else to put their money—that's the real truth. --- Property devalues while stocks soar—that logic is reversed. The coffin of American wealth is almost nailed shut. --- Just fix the decline and be done? When none of us are smart, we're digging a hole. --- Highly financialized assets sound good, but basically it means betting all chips on the table.

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HodlVeteran

· 21h ago

Damn, isn't this just a repeat of 2018? That's how they hyped it up back then... The housing market shrank to only 28.7 billion? It's just sitting there, waiting. Once the stock market takes a dive, that 6 trillion will evaporate instantly. By then, it'll be too late to regret.

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MoneyBurnerSociety

· 21h ago

Stocks are all propped up by bubbles, and houses are still shrinking. Isn't this a true reflection of our portfolio haha Wait, isn't this the self-deception line I tell myself before every bottom-fishing... One word: fragile. The entire system relies on the stock market as a lifeline, and our crypto is more like practice... Property prices fall, stocks hype up, net assets are supported by imaginary numbers... Oh no, isn't this the storyline of my contract account Financialization ≈ a small mistake can wipe everything out, I have experienced it

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ImpermanentPhilosopher

· 21h ago

Net asset growth supported by stock assets, while real estate is still shrinking—that's the true picture of wealth structure in the US. It's just paper wealth; once liquidity dries up, the true nature is revealed. Compared to the high volatility of crypto, this actually appears more fragile. The endgame of financialization is like this: putting all eggs in one basket. Traditional finance is paying the price for its concentrated risk, but we've seen through it long ago.

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