Oxford Bridge (OXBR), a tokenized reinsurance product with an annualized return of 42%, has been listed... accelerating its entry into the RWA market.

Oxbridge Re Holdings (OXBR), a U.S. reinsurance company, is accelerating its efforts to attract global investors after announcing plans to expand its tokenized reinsurance business and previewing its earnings release. The company is leveraging blockchain-based distributed networks to expand distribution channels and using high-yield structures to strengthen its position in the “real-world assets” market.

Oxbridge will hold a conference call at 4:30 p.m. local time on March 30 to release its Q4 2025 and full-year results. The earnings report will be published after the market closes that day. The company stated that, for investor convenience, both live streaming and playback options will be available.

Recently, the company significantly expanded its tokenized reinsurance product distribution network through its subsidiary SurancePlus. Its key initiative is integrating with the Alphaledger platform and the cross-chain protocol LayerZero, enabling access to products across more than 160 blockchain networks. This is interpreted as a strategic move to reduce inter-chain isolation issues and broaden the global investor pool.

The offered products include “balanced” and “high-yield” structures with target annualized yields of approximately 20% and 42%, respectively. They are designed for minimum expected returns of 8% and 16%, based on monthly yield distributions and 1:1 reinsurance contracts without leverage. The subscription deadline is March 31, 2026. According to the company, existing investor performance tracking shows yields of approximately 25% and 42%, respectively.

The newly issued “T20-2027” and “T42-2027” tokens will be launched on the Solana blockchain, offering early investors discounts of up to 5%. The minimum investment is $5,000, available to qualified Reg D and Reg S investors.

Oxbridge believes that such tokenized reinsurance will become a key tool connecting traditional finance with on-chain markets. In fact, the company has actively promoted these products to sovereign wealth funds and family offices at major events such as Abu Dhabi Finance Week, the Global Blockchain Summit, and Solana Breakpoint.

On the financial side, cost pressures remain. In Q3 2025, net losses were $187,000, and the net loss for the first nine months totaled $2.19 million (about 3.15 billion KRW). Factors impacting results include professional fees, tokenization-related expenses, and hurricane losses. On the positive side, restricted cash increased by 21.7% to $7.17 million (about 1.03 billion KRW), and approximately $2.7 million was raised through a direct public offering.

Industry observers note that Oxbridge’s model, combining traditional reinsurance markets with digital asset markets, targets the demand for “high-yield, non-correlated assets.” A blockchain finance expert commented, “Reinsurance is inherently less correlated with market volatility, making it an attractive alternative asset for institutional investors. The attempt to ‘tokenize’ to seek liquidity and accessibility is highly significant.”

Looking ahead, Oxbridge’s strategy is to continue focusing on tokenized reinsurance and expanding on-chain capital markets. The company stated, “We will continue to develop this structure to provide stable, high-yield opportunities for global investors.”