If I have 10k yuan — Conservative Version: Buy gold, stockpile copper, exchange some for US dollars, staying alive is the most important

I don't want to dream of getting rich overnight. The world in 2026 is too crazy: XTI crude oil at $112, gold at $4,676, copper at $9,200, and food prices are also rising. With 10,000 yuan in hand, my first priority is to ensure it doesn't turn into worthless paper. So my plan is called the "Life-Saving Three-Piece Set":

4,000 yuan → Physical gold (or paper gold/Gold ETF)
Don't buy gold jewelry; buy investment gold bars or bank savings gold. Gold has been a hard currency for thousands of years. If a major conflict erupts in the Middle East, gold reaching $6,000 is not a dream; even if there's no war, central banks worldwide are buying. These 4,000 yuan are my "Noah's Ark ticket."

3,000 yuan → Copper-related assets
Copper is the "oil of the green transition." Trump's 50% tariff on copper is short-term negative for non-U.S. demand, but in the long run, the U.S. will stockpile copper, and global grid upgrades need copper. Buy some Zijin Mining stocks or ADRs of Southern Copper (SCCO), or directly buy copper futures mini contracts. Keep them there, waiting for global infrastructure to restart.

2,000 yuan → Convert to US dollars (USD)
The US dollar index is at 100.5, high but possibly higher. During geopolitical crises, the dollar is a safe haven. Convert to USD and deposit in Gate's flexible wealth management, with an annualized return of 4-5%, better than RMB deposits. If the RMB depreciates, these 2,000 yuan can also appreciate in disguise.

1,000 yuan → Buy a few boxes of mineral water and compressed biscuits
Not joking. Trump talks about "grabbing oil," Iran talks about "blocking the strait," if chaos erupts, supplies are more useful than stocks. Keep them at home; they have a shelf life of three years. If unused, consider it insurance. By the way, this 1,000 yuan can also be your content for posting — take a photo of your stockpile and post it on Gate Square, maybe you'll even get a red envelope.

Summary:
This portfolio hardly offers any chance of sudden wealth; the maximum annual return is about 10-20%. But it can help you sleep well during war, inflation, and tariff pressures. The first rule of investing is: survive first, then talk about returns.

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