I noticed something interesting in the regulatory debate over kripto valute in Washington. Ric Edelman, one of the most followed commentators in the industry, made an observation worth paying attention to: according to him, the industry is risking missing out on an important regulatory opportunity for a battle that perhaps isn’t worth fighting.

As he said during an interview, the real problem is the question of yields on stablecoin. Banking groups strongly oppose the idea that stablecoin issuers can offer yields, arguing that this would drain deposits from traditional banks. But Edelman is more direct: in his view, banks are mainly worried because stablecoin pose a competitive threat to their business models. It’s not so much a technical issue as a matter of economic power.

This dispute has become the critical point in negotiations over the so-called Legge sulla Trasparenza, a proposed bill that would define the structure of the crypto market in the Stati Uniti. And here is the real dilemma: Edelman argues that bank lobbying is politically very strong and will probably win on this specific point. His position? That the kripto valute industry should find a compromise rather than risk losing regulatory clarity altogether. It’s not the battle worth dying for, he said clearly.

Why does this matter? Because broader regulation would finally provide the regulatory certainty the sector has been waiting for for years. Prediction markets currently suggest that the bill will be approved, even though the timing remains uncertain. However, there is an important warning: the bill could be blocked if it is not approved before the midterm elections.

From the perspective of market outlook, Edelman is fairly optimistic. If regulatory clarity comes, he believes the kripto valute market could quickly revitalize. If the bill fails, he expects a decisive but probably temporary drop in prices as investors react. In the long term, he believes kripto valute will continue to grow, but at a slower pace without legislative support.

In terms of specific forecasts, Edelman maintains his long-term view: bitcoin could reach $500,000 by the end of the decade. If regulatory clarity arrives, prices could rise rapidly and reach new all-time highs. Currently, bitcoin is around $72,840, ethereum at $2,240, and solana at $84.78.

He has also dismissed fears about quantum computing and Bitcoin, calling these claims some of the stupidest things he has ever heard. The industry will develop defensive cryptography alongside any progress in quantum computing, and in any case attackers would likely target much larger financial systems before Bitcoin.

Regarding portfolio allocation, Edelman continues to recommend that investors allocate up to 40% of their portfolios to kripto valute in a broad sense, focusing primarily on major assets such as bitcoin, ethereum, and solana.

Looking ahead, he expects market consolidation. He believes that about a dozen major kripto valute will eventually dominate the sector. At the same time, tokenization could create hundreds of thousands of blockchain-based tokens representing assets such as real estate, commodities, and collectibles, significantly expanding diversification opportunities.

One last note: the WLFI token of World Liberty Financial has fallen by 8.73% over the last 24 hours, trading at $0.08, after the Trump-linked crypto venture had to defend a controversial lending strategy on the Dolomite DeFi platform. It will be interesting to see how this situation evolves.