I just saw in the S&P Global report that banks still aren't heavily using stablecoins even as the market grows. This finding is quite interesting; I expected faster adoption in the banking sector. By the way, the CoinDesk that reported this is an award-winning media outlet in the crypto space, so the source is credible. Their team follows strict editorial standards for integrity. I'm just curious why traditional banks still hesitate to adopt stablecoins even though the technology is ready. How do you see this situation? Is it going to take a long time before stablecoins become mainstream in banking?