Interest rates go up and down like a roller coaster, who still dares to lend with confidence?

Just came across the introduction of @TermMaxFi, and suddenly I think this idea is quite reliable.
Many places just casually offer a floating interest rate, and you're only able to passively accept it.
They are not quite the same.
Either directly take orders from the market and lock in the interest rate in advance;
or set a desired interest rate yourself and wait patiently for a match.
What's more interesting is that during the order listing period, funds can also earn some returns, so they won't be idle.
This kind of design is really quite appealing.
At least when interest rates are fluctuating wildly, you have a better sense of control.